283 Pirates Bluff, Laneview, VA 22504 Property Records

Middlesex County property record for 283 Pirates Bluff, Laneview, VA 22504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,908 sqft · built 1998
Lot Size	4.09 acres (178,160 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jan 2017)
Tax Bill	$2,146 (2026)
Deeds & Mortgages	Jul 2020 Refinance Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2 1 4B`

Property Details

APN / Parcel Number

Primary APN	`2 1 4B`
Alternative APN	`15475`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,908 sqft Living Area
Gross Area	4,414 sqft
1st Floor Area	1,908 sqft
Basement Area	1,908 sqft
Unfinished Basement	1,908 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	178,160 sqft (4.09 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	49 sqft
Porch	Patio
Porch Area	98 sqft
Deck Area	500 sqft
Storage Building	80 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15475
Street Address	283 PIRATES BLF
City	LANEVIEW
State	VA
Zip	22504-2051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	PIRATES BLUFF 4.09 AC LOT 4B D248-462 250-631 251-74 D14-762 P13-25 D17-02
Legal Subdivision	PIRATES BLUFF
Legal Lot Number	4B
Jurisdiction	MIDDLESEX VA
Township / Civil Division	JAMAICA
Census Block Group	1
Census Block	1004
Census Tract	950900

Owner

283 Pirates Bluff is owned by two individuals who bought it in January 2017.

Source: Middlesex County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3068 EAGLE NEST DR, CATLETT, VA 20119-2547
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Jan 3, 2017	Warranty Deed, Transfer · Conventional Mortgage MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2017 · Amount on File
Deed Sale	Jan 3, 2017 · Amount on File
Prior Sale	May 29, 2014 · Amount on File
Deed Document Number	20172
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	283 PIRATES BLF, LANEVIEW, VA 22504-2051
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001359
Date	Jul 31, 2020
Instrument	200001359

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Jan 3, 2017
Property Address	283 PIRATES BLF, LANEVIEW, VA 22504-2051
Document Number	170000002
Instrument Date	Dec 13, 2016
Instrument	170000002
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	JPO TITLE ASSOCIATES INC, TITLE ASSOCIATES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3068 EAGLE NEST DR, CATLETT, VA 20119-2547

Mortgage

Document Number	170000003
Date	Jan 3, 2017
Instrument	170000003

Lender

Name	MB FINANCIAL BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 283 Pirates Bluff was $2,146.

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,146.00	$351,900 (-) Land $130,900 Building $221,000	$351,900 (-) Land $130,900 Building $221,000
2025	$2,146.00	$351,900 Land $130,900 Building $221,000	$351,900 Land $130,900 Building $221,000
2023	$2,146.00	$351,900 Land $130,900 Building $221,000	$351,900 Land $130,900 Building $221,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 283 Pirates Bluff in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 283 Pirates Bluff is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Virginia Broadband Fixed Wireless · not low latency	100 / 25
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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