Middlesex County property record for 440 Pirates Bluff, Laneview, VA 22504
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,296 sqft · built 2007 |
| Lot Size | 2.56 acres (111,514 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Oct 2009) |
| Tax Bill | $1,243 (2026) |
| Deeds & Mortgages | Mar 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 2 1 4G |
| Primary APN | 2 1 4G |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 2,872 sqft |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 111,514 sqft (2.56 acres) |
| Terrain | Below Road/Slope |
| Porch | Slab |
| Porch Area | 216 sqft |
| Deck Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 15479 |
|---|---|
| Street Address | 440 PIRATES BLF |
| City | LANEVIEW |
| State | VA |
| Zip | 22504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | PIRATES BLUFF 2.56 AC LOT 4G BASS TRACT 248-462 250-631 P13-25 334-297 337-559 06-2518 D9-746 D9-2362 |
| Legal Tract | 248 |
| Legal Lot Number | 4G |
| Jurisdiction | MIDDLESEX VA |
| Township / Civil Division | JAMAICA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 950900 |
Source: Middlesex County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 2096, TAPPAHANNOCK, VA 22560-2096 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2009 · Amount on Record |
| Deed Sale | Oct 21, 2009 · Amount on Record |
| Prior Sale | Sep 11, 2006 · Amount on Record |
| Deed Book / Page | 900 / 2362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX VA |
| Property Address | 440 PIRATES BLF, LANEVIEW, VA 22504 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230000321 |
|---|---|
| Date | Mar 6, 2023 |
| Instrument | 230000321 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | Annually |
| Margin | 3 |
Source: Middlesex County assessment roll, as of October 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Middlesex County |
| Unified School District | Middlesex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,243.00 | $203,900 (-) Land $44,800 Building $159,100 | $203,900 (-) Land $44,800 Building $159,100 |
| 2025 | $1,243.00 | $203,900 (-) Land $44,800 Building $159,100 | $203,900 (-) Land $44,800 Building $159,100 |
| 2023 | $1,243.00 | $203,900 Land $44,800 Building $159,100 | $203,900 Land $44,800 Building $159,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| All Points Broadband Fiber | 1,000 / 1,000 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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