Middlesex County property record for 489 Pirates Bluff, Laneview, VA 22504
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 1,620 sqft · built 2008 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,460 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2 21D |
| Primary APN | 2 21D |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 4,772 sqft |
| 1st Floor Area | 1,620 sqft |
| Basement Area | 1,296 sqft |
| Finished Basement | 1,296 sqft |
| Unfinished Basement | 1,296 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 95,832 sqft (2.2 acres) |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 312 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 576 sqft |
| Patio Area | 308 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 5843 |
|---|---|
| Street Address | 489 PIRATES BLF |
| City | LANEVIEW |
| State | VA |
| Zip | 22504-2064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | BASS TRACT 2.2 AC D173-654 P655 174-120 D323-190 D330-420 |
| Legal Tract | 2.2 |
| Jurisdiction | MIDDLESEX VA |
| Township / Civil Division | JAMAICA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 950900 |
489 Pirates Bluff is owned and occupied by two individuals.
Source: Middlesex County records, as of October 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 489 PIRATES BLF, LANEVIEW, VA 22504-2064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 489 Pirates Bluff was $2,460.
Source: Middlesex County assessment roll, as of October 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Middlesex County |
| Unified School District | Middlesex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,460.00 | $403,400 (-) Land $131,500 Building $271,900 | $403,400 (-) Land $131,500 Building $271,900 |
| 2025 | $2,460.00 | $403,400 Land $131,500 Building $271,900 | $403,400 Land $131,500 Building $271,900 |
| 2023 | $2,460.00 | $403,400 Land $131,500 Building $271,900 | $403,400 Land $131,500 Building $271,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 489 Pirates Bluff in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 489 Pirates Bluff is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| All Points Broadband Fiber | 1,000 / 1,000 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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