511 N Main St, Jefferson, NC 28640 Property Records

Ashe County property record for 511 N Main St, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	1,085 sqft · built 2005
Lot Size	0.25 acres (11,018 sqft)
Owner	Individual Name on Record
Last Sale	$144,000 (May 2006)
Tax Bill	$1,769 (2026)
Deeds & Mortgages	May 2006 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09263-001-838`

Property Details

APN / Parcel Number

Primary APN	`09263-001-838`
Alternative APNs	`092978238686` `5129`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,085 sqft Heated Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Lot Area	11,018 sqft (0.25 acres)

Location & Zoning

Account Number	5129
Old Parcel Number	09263001838
Street Address	511 N MAIN ST
City	JEFFERSON
State	NC
Zip	28640-8972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 159-162 BK D RT OLD 16 (RURAL PAVED)
Legal Subdivision	KNOLL VIEW
Legal Block	D
Legal Lot Number	159-162
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2010
Census Tract	970502

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 N MAIN ST, JEFFERSON, NC 28640-8972
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2006 · Amount on Record
Deed Sale	May 4, 2006 · Amount on Record
Deed Document Number	20063331
Deed Book / Page	346 / 1914
Record Updated	Oct 29, 2026

May 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	May 4, 2006
Property Address	511 N MAIN ST, JEFFERSON, NC 28640-8972
Document Number	00346/1914
Book / Page	0346 / 1914
Map Reference	MB 2 PG 4
Instrument Date	May 3, 2006
Instrument	2006-0003331
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 N MAIN ST, JEFFERSON, NC 28640-8972

Mortgage

Document Number	20060003333
Date	May 4, 2006
Instrument	2006-0003333

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	May 4, 2039

Mortgage

Document Number	00346/1917
Date	May 4, 2006
Book Page	0346/1917
Instrument	2006-0003332

Lender

Name	USDA
Type	Government Agency
Address	RALEIGH, NC 27609

Agreement

Type	USDA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Municipality	Jefferson Town
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,769.00 (+5.74%)	$217,400 (-) Land $30,000 Building $187,400	$217,400 (-) Land $30,000 Building $187,400
2025	$1,673.00 (+4.76%)	$217,400 (-) Land $30,000 Building $187,400	$217,400 (-) Land $30,000 Building $187,400
2023	$1,597.00 (+20.35%)	$217,400 (+71.72%) Land $30,000 Building $187,400	$217,400 (+71.72%) Land $30,000 Building $187,400
2022	$1,327.00	$126,600 Land $15,000 Building $111,600	$126,600 Land $15,000 Building $111,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Brightspeed.

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