402 N Main St, Jefferson, NC 28640 Property Records

Ashe County property record for 402 N Main St, Jefferson, NC 28640

Property Summary

Property TypeSingle Family Home
Details1,724 sqft · built 1957
Lot Size0.98 acres (42,686 sqft)
Owner2 Individual Names on File
Last Sale$1,167 (May 2024)
Tax Bill$1,899 (2026)
Deeds & MortgagesApr 2024 Transfer
Flood ZoneZone X (minimal risk)
APN09263-001-175

Property Details

APN / Parcel Number

Primary APN09263-001-175
Alternative APNs
  • 092978330003
  • 116715
  • 20353

Interior

Plumbing Fixtures7 Plumbing Fixtures
Building Area1,724 sqft Heated Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleConventional
Lot Area42,686 sqft (0.98 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number116715
Old Parcel Number09263001175
Street Address402 N MAIN ST
CityJEFFERSON
StateNC
Zip28640-8971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 65-72 MARTIN ST (RURAL PAVED)
Legal SubdivisionTHOMAS SUBDIVISION
Legal Lot Number65-72
JurisdictionASHE NC
Township / Civil DivisionJEFFERSON
Census Block Group3
Census Block3016
Census Tract970502

Owner

402 N Main St is owned by two individuals who bought it in May 2024.

Source: Ashe County records, as of September 3, 2026

Owner of Record2 Individual Names on File
Mailing Address8501 CEDARBROOK DR, CHARLOTTE, NC 28215-4517
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2024 · Amount on File
Deed SaleMay 8, 2024 · Amount on File
Prior SaleApr 29, 2005 · Amount on File
Deed Document Number20241998
Deed Book / Page562 / 2257
Record UpdatedOct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionASHE NC
Recording DateApr 11, 2024
Property Address402 N MAIN ST, JEFFERSON, NC 28640-8971
Document Number00561/2410
Book / Page561 / 2410
Map ReferenceMB 1 PG 69 ENV 38B
Instrument DateApr 10, 2024
Instrument1502
Transaction TypeTransfer
Record UpdatedMay 7, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8501 CEDARBROOK DR, CHARLOTTE, NC 28215-4517

Transferred To (Grantee/Buyer)

NameVerified Name
Address8501 CEDARBROOK DR, CHARLOTTE, NC 28215-4517

Tax Assessment & Valuation

The 2026 property tax bill for 402 N Main St was $1,899, up 5.7% from the year before.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
MunicipalityJefferson Town
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,899.00 (+5.68%)$233,400 (-) Land $45,000 Building $188,400$233,400 (-) Land $45,000 Building $188,400
2025$1,797.00$233,400 Land $45,000 Building $188,400$233,400 Land $45,000 Building $188,400
2023$1,715.00 (+15.64%)$233,400 (+62.76%) Land $45,000 Building $188,400$233,400 (+62.76%) Land $45,000 Building $188,400
2022$1,483.00$143,400 Land $30,000 Building $113,400$143,400 Land $30,000 Building $113,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 N Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 N Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF JEFFERSON
serves 1,740 people · EPA ID NC0105015
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35

May also be available: Brightspeed.

Nearby Properties on N Main St

Nearby Streets

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