Ashe County property record for 401 N Main St, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 1,564 sqft · built 1964 |
| Lot Size | 0.26 acres (11,287 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Aug 2015) |
| Tax Bill | $1,534 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09263-001-134 |
| Primary APN | 09263-001-134 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Building Area | 1,564 sqft Heated Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Conventional |
| Lot Area | 11,287 sqft (0.26 acres) |
| Cooling System | Central |
|---|
| Account Number | 18390 |
|---|---|
| Old Parcel Number | 09263001134 |
| Street Address | 401 N MAIN ST |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-8971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 267A BLK F & AMP; .115 A 92 .096 A FROM BOWER |
| Legal Block | F |
| Legal Lot Number | 267A |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 970502 |
401 N Main St is owned and occupied by an individual who bought it in August 2015.
Source: Ashe County records, as of September 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 N MAIN ST, JEFFERSON, NC 28640-8971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2015 · Amount on File |
| Deed Sale | Aug 3, 2015 · Amount on File |
| Prior Sale | Jun 1, 2007 · Amount on File |
| Deed Document Number | 20153161 |
| Deed Book / Page | 462 / 810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 401 N MAIN ST, JEFFERSON, NC 28640-8971 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00486/2121 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | 0486/2121 |
| Instrument | 05503 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 401 N Main St was $1,534, up 5.7% from the year before.
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Municipality | Jefferson Town |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,534.00 (+5.72%) | $188,500 (-) Land $35,000 Building $153,500 | $188,500 (-) Land $35,000 Building $153,500 |
| 2025 | $1,451.00 | $188,500 Land $35,000 Building $153,500 | $188,500 Land $35,000 Building $153,500 |
| 2023 | $1,385.00 (+20.33%) | $188,500 (+75.02%) Land $35,000 Building $153,500 | $188,500 (+75.02%) Land $35,000 Building $153,500 |
| 2022 | $1,151.00 | $107,700 Land $15,000 Building $92,700 | $107,700 Land $15,000 Building $92,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | May 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 N Main St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
May also be available: Brightspeed.
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