504 N Main St, Jefferson, NC 28640 Property Records

Ashe County property record for 504 N Main St, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	3,976 sqft · built 1955
Lot Size	1.3 acres (56,715 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Nov 2022)
Tax Bill	$2,300 (2022)
Deeds & Mortgages	Jul 2017 Line of Credit Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`09263-001-143`

Property Details

APN / Parcel Number

Primary APN	`09263-001-143`
Alternative APNs	`092978331517` `29920` `98551`

Interior

Plumbing Fixtures	15 Plumbing Fixtures
Building Area	3,976 sqft Heated Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Lot Area	56,715 sqft (1.3 acres)

Location & Zoning

Account Number	98551
Old Parcel Number	09263001143
Street Address	504 N MAIN ST
City	JEFFERSON
State	NC
Zip	28640-8972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 LOTS (1.302 A) ADJ H F HOUCK RT 1573 (RURAL PAVE
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3016
Census Tract	970502

Owner

504 N Main St is owned by two individuals who bought it in November 2022.

Source: Ashe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1123 S CHURCH ST, CHARLOTTE, NC 28203-4003
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 14, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2022 · Amount on File
Deed Sale	Nov 14, 2022 · Amount on File
Prior Sale	Jan 12, 2006 · Amount on File
Deed Document Number	20226074
Deed Book / Page	547 / 1994
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	504 N MAIN ST, JEFFERSON, NC 28640-8972
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00482/1088
Date	Jul 12, 2017
Book Page	0482/1088
Instrument	02986

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Nov 14, 2022
Property Address	504 N MAIN ST, JEFFERSON, NC 28640-8972
Document Number	00547/1994
Book / Page	547 / 1994
Instrument Date	Nov 14, 2022
Instrument	6074
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 N MAIN ST, JEFFERSON, NC 28640-8972

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 S CHURCH ST, CHARLOTTE, NC 28203-4003

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Municipality	Jefferson Town
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,400 (-) Land $45,000 Building $316,400	$361,400 (-) Land $45,000 Building $316,400
2025		$361,400 Land $45,000 Building $316,400	$361,400 Land $45,000 Building $316,400
2023		$361,400 (+56.31%) Land $45,000 Building $316,400	$361,400 (+56.31%) Land $45,000 Building $316,400
2022	$2,300.00	$231,200 Land $35,000 Building $196,200	$231,200 Land $35,000 Building $196,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 504 N Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 N Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Brightspeed.

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures