San Mateo County property record for 511 Kelmore St, Moss Beach, CA 94038 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,360 sqft · built 1968 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $855,000 (Jun 2005) |
| Tax Bill | $16,581 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-063-390 |
| Primary APN | 037-063-390 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 1,360 sqft |
| Family Room | Family Room |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Street Address | 511 KELMORE ST |
|---|---|
| City | MOSS BEACH |
| State | CA |
| Zip | 94038-9707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 40 41 & 42 BLK 32 MOSS BEACH HEIGHTS RSM 6/8 |
| Legal Subdivision | MOSS BEACH HEIGHTS |
| Legal Block | 32 |
| Legal Lot Number | 40 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 613600 |
Source: San Mateo County records · APN 037-063-390
Assessment roll updated July 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 511 KELMORE ST, MOSS BEACH, CA 94038-9707 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Dec 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 14, 2021 | Intrafamily Transfer, Transfer AMROCK LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2005 · Amount on Record |
| Deed Sale | Jun 30, 2005 · Amount on Record |
| Deed Document Number | 2005109403 |
| Last Transfer Date | Nov 20, 2021 |
| Transfer Doc | 0000169702 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 511 KELMORE ST, MOSS BEACH, CA 94038-9707 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 511 KELMORE ST, MOSS BEACH, CA 94038-9707 |
| Document Number | 0000080611 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 2020-080611 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Dec 14, 2021 |
| Property Address | 511 KELMORE ST, MOSS BEACH, CA 94038-9707 |
| Document Number | 0000169700 |
| Map Reference | MB 6 PG 8 |
| Instrument Date | Nov 20, 2021 |
| Instrument | 2021-169700 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 KELMORE ST, MOSS BEACH, CA 94038-9707 |
| Document Number | 0000169701 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 2021-169701 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Dec 14, 2021 |
| Property Address | 511 KELMORE ST, MOSS BEACH, CA 94038-9707 |
| Document Number | 0000169702 |
| Map Reference | MB 6 PG 8 |
| Instrument Date | Nov 20, 2021 |
| Instrument | 2021-169702 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 KELMORE ST, MOSS BEACH, CA 94038-9707 |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,215,612 (+2%) Land $646,905 Building $568,707 | ||
| 2025 | $16,581.00 (+1%) Homeowner's exemption | $1,191,777 (+4.04%) Land $634,221 Building $557,556 | |
| 2023 | $15,074.00 (+1.37%) Homeowner's exemption | $1,145,501 Land $609,595 Building $535,906 | $1,501,200 |
| 2022 | $14,871.00 |
Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816136001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force 4 of 5 on primary residences |
| Nearby Flood Claims | 2 (1986–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996, river or lake flooding, Severe Storms, Flooding, Mud And Landslides |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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