1. Home
  2. California
  3. San Mateo County
  4. Moss Beach
  5. Kelmore St

551 Kelmore St, Moss Beach, CA 94038 Property Records

San Mateo County property record for 551 Kelmore St, Moss Beach, CA 94038 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,660 sqft · built 1973
Lot Size0.115 acres (5,000 sqft)
Owner2 Company Names on File
Last Sale$785,000 (Jul 2004)
Tax Bill$15,510 (2025)
Deeds & MortgagesApr 2020 Mortgage
Apr 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN037-063-280

Property Details

APN / Parcel Number

Primary APN037-063-280

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,660 sqft Living Area
1st Floor Area930 sqft
2nd Floor Area1,170 sqft
Family RoomFamily Room
StudyStudy

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address551 KELMORE ST
CityMOSS BEACH
StateCA
Zip94038-9707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 31 & 32 BLK 32 MOSS BEACH HEIGHTS RSM 6/8
Legal SubdivisionMOSS BEACH HEIGHTS
Legal Block32
Legal Lot Number31,32
JurisdictionSAN MATEO CA
Township / Civil DivisionHALF MOON BAY
Census Block Group1
Census Block1036
Census Tract613600

Owner

Source: San Mateo County records · APN 037-063-280

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address551 KELMORE ST, MOSS BEACH, CA 94038-9707
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Apr 03, 2018Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK
Sep 04, 2019Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK
Nov 13, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 30, 2020Correction Deed
NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 2004 · Amount on Record
Deed SaleJul 09, 2004 · Amount on Record
Deed Document Number2004141991
Prior Transfer DateFeb 14, 2003
Prior Transfer Doc0000049510
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address551 KELMORE ST, MOSS BEACH, CA 94038-9707
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyNORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000039072
DateApr 30, 2020
Instrument2020-039072
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address551 KELMORE ST, MOSS BEACH, CA 94038-9707
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024796
DateApr 03, 2018
Instrument2018-024796
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2048

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address551 KELMORE ST, MOSS BEACH, CA 94038-9707
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNATCO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071736
DateSep 04, 2019
Instrument2019-071736
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN MATEO CA
Recording DateNov 13, 2019
Property Address551 KELMORE ST, MOSS BEACH, CA 94038-9707
Document Number0000095325
Instrument DateOct 16, 2019
Instrument95325
Transaction TypeTransfer
Record UpdatedDec 04, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address551 KEMORE ST MOSS BEACH CA 94038, MOSS BEACH, CA 94038

April 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionSAN MATEO CA
Recording DateApr 30, 2020
Property Address551 KELMORE ST, MOSS BEACH, CA 94038-9707
Document Number0000039071
Instrument DateOct 16, 2019
Instrument39071
Record UpdatedMay 29, 2020
Title CompanyNORTH AMERICAN TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address551 KELMORE ST MOSS BEACH CA 940389707, MOSS BEACH, CA 94038-9707

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,116,096 (+2%) Land $558,048 Building $558,048
2025$15,510.00 (+9.38%)$1,094,212 (+4.04%) Land $547,106 Building $547,106
2023$14,180.00 (-0.32%)$1,051,724 Land $525,862 Building $525,862$1,848,780
2022$14,225.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Kelmore St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures