554 Kelmore St, Moss Beach, CA 94038 Property Records

San Mateo County property record for 554 Kelmore St, Moss Beach, CA 94038 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,810 sqft · built 1972
Lot Size	0.166 acres (7,213 sqft)
Owner	2 Individual Names on File
Last Sale	$815,000 (Mar 2005)
Tax Bill	$15,654 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`037-083-120`

Property Details

APN / Parcel Number

Primary APN	`037-083-120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,810 sqft Living Area
1st Floor Area	800 sqft
2nd Floor Area	800 sqft
Family Room	Family Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Wood Shingle
Roof Material	Tar & Gravel
Lot Area	7,213 sqft (0.166 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	554 KELMORE ST
City	MOSS BEACH
State	CA
Zip	94038-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 8 & 9 BLK 34 MOSS BEACH HEIGHTS RSM 6/8
Legal Subdivision	MOSS BEACH HEIGHTS
Legal Block	34
Legal Lot Number	8,9
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1037
Census Tract	613600

Owner

Source: San Mateo County records · APN 037-083-120

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	554 KELMORE ST, MOSS BEACH, CA 94038-9707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 2005 · Amount on Record
Deed Sale	Mar 11, 2005 · Amount on Record
Deed Document Number	200538289
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	554 KELMORE ST, MOSS BEACH, CA 94038-9707
Transaction Type	Mortgage
Record Updated	Jul 06, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 KEMORE ST, MOSS BEACH, CA 94038-9707

Mortgage

Document Number	0000091775
Date	Jun 16, 2021
Instrument	2021-091775

Lender

Name	THE POLICE CU
Type	Credit Union
Address	SAN BRUNO, CA 94066

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,266,291 (+13.73%) Land $579,373 Building $686,918
2025	$15,654.00 (+11.01%) Homeowner's exemption	$1,113,418 (+5.09%) Land $568,013 Building $545,405
2023	$14,102.00 (+0.83%) Homeowner's exemption	$1,059,491 Land $545,957 Building $513,534	$1,707,660
2022	$13,986.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.