San Mateo County property record for 555 Kelmore St, Moss Beach, CA 94038 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,894 sqft · built 1973 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (Dec 2019) |
| Tax Bill | $18,291 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Dec 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-063-270 |
| Primary APN | 037-063-270 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,894 sqft Living Area |
| Gross Area | 2,394 sqft |
| 1st Floor Area | 1,334 sqft |
| Basement Area | 1,060 sqft |
| Finished Basement | 560 sqft |
| Unfinished Basement | 500 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Basement |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 555 KELMORE ST |
|---|---|
| City | MOSS BEACH |
| State | CA |
| Zip | 94038-9707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 29 & 30 BLK 32 MOSS BEACH HEIGHTS RSM 6/8 |
| Legal Subdivision | MOSS BEACH HEIGHTS |
| Legal Block | 32 |
| Legal Lot Number | 29,30 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 613600 |
Source: San Mateo County records · APN 037-063-270
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 555 KELMORE ST, MOSS BEACH, CA 94038-9707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2018 | Deed of Trust, Mortgage · ARM MUFG UNION BANK NA |
| Dec 04, 2019 | Grant Deed, Transfer · Conventional Mortgage FIRST BANK |
| Feb 20, 2019 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Feb 12, 2019 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BK NA |
| Feb 08, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DRYDEN INVESTMENT FUND LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2019 · Amount on Record |
| Deed Sale | Dec 04, 2019 · Amount on Record |
| Prior Sale | Aug 09, 2012 · Amount on Record |
| Deed Document Number | 2019102640 |
| Prior Transfer Date | Feb 13, 2019 |
| Prior Transfer Doc | 0000011500 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 555 KELMORE ST, MOSS BEACH, CA 94038-9707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000098266 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 2018-098266 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jan 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 6.5% |
| Index | 1-Year LIBOR |
| Max Rate | 10.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Dec 04, 2019 |
| Property Address | 555 KELMORE ST, MOSS BEACH, CA 94038-9707 |
| Document Number | 0000102640 |
| Map Reference | MB 6 PG 8 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 2019-102640 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 555 KELMORE ST, MOSS BEACH, CA 94038-9707 |
| Document Number | 0000102641 |
|---|---|
| Date | Dec 04, 2019 |
| Instrument | 2019-102641 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Dec 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Feb 20, 2019 |
| Property Address | 555 KELMORE ST, MOSS BEACH, CA 94038-9707 |
| Document Number | 0000011500 |
| Instrument Date | Feb 13, 2019 |
| Instrument | 11500 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 555 KELMORE ST MOSS BEACH CA 940389707, MOSS BEACH, CA 94038-9707 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 555 KELMORE ST, MOSS BEACH, CA 94038-9707 |
| Document Number | 0000011501 |
| Instrument Date | Feb 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 555 KELMORE ST MOSS BEACH CA 940389707, MOSS BEACH, CA 94038-9707 |
| Document Number | 0000011501 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 11501 |
| Name | MUFG UNION BK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 555 KELMORE ST, MOSS BEACH, CA 94038-9707 |
| Document Number | 0000015027 |
| Instrument Date | Feb 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 555 KELMORE ST MOSS BEACH CA 940389707, MOSS BEACH, CA 94038-9707 |
| Document Number | 0000015027 |
|---|---|
| Date | Mar 02, 2018 |
| Instrument | 15027 |
| Name | DRYDEN INVESTMENT FUND LLC |
|---|---|
| Address | 1202 GRANT AVE # B1, NOVATO, CA 94945-3140 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,338,617 (+2%) Land $585,645 Building $752,972 | ||
| 2025 | $18,291.00 (+9.37%) | $1,312,370 (+4.04%) Land $574,162 Building $738,208 | |
| 2023 | $16,724.00 (+1.38%) | $1,261,411 Land $551,867 Building $709,544 | $1,861,110 |
| 2022 | $16,497.00 |
Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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