511 Gardner St, Castle Rock, CO 80104 Property Records

Douglas County property record for 511 Gardner St, Castle Rock, CO 80104

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,187 sqft · built 2005
Lot Size	0.225 acres (9,801 sqft)
Owner	Company Name on Record
Last Sale	$415,000 (Sep 2017)
Tax Bill	$4,258 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2507-09-3-06-002`

Property Details

APN / Parcel Number

Primary APN	`2507-09-3-06-002`
Alternative APNs	`R0443602` `0443602`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,187 sqft Living Area
Gross Area	3,637 sqft
Basement Area	1,269 sqft
Finished Basement	819 sqft
Unfinished Basement	450 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,801 sqft (0.225 acres)
Garage Area	448 sqft
Porch	Porch
Porch Area	293 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0443602
Street Address	511 GARDNER ST
City	CASTLE ROCK
State	CO
Zip	80104-8800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 6 CASTLEWOOD RANCH FILING #2 PARCEL 1 0.225 AML
Legal Range	66W
Legal Township	08S
Legal Section	09
Legal Quarter	SW
Legal Subdivision	CASTLEWOOD RANCH
Legal Block	6
Legal Lot Number	2
Jurisdiction	DOUGLAS CO
Township / Civil Division	PARKER
Census Block Group	2
Census Block	2023
Census Tract	14604

Owner

Source: Douglas County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	511 GARDNER ST, CASTLE ROCK, CO 80104-8800
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit ENT CU
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 15, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2017 · Amount on Record
Deed Sale	Sep 15, 2017 · Amount on Record
Prior Sale	Sep 24, 2014 · Amount on Record
Deed Document Number	201762879
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	511 GARDNER ST, CASTLE ROCK, CO 80104-8800
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048175
Date	Jul 11, 2022
Instrument	2022048175

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	511 GARDNER ST, CASTLE ROCK, CO 80104-8800
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049391
Date	Jun 9, 2020
Instrument	2020049391

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Sep 15, 2017
Property Address	511 GARDNER ST, CASTLE ROCK, CO 80104-8800
Document Number	0000062879
Instrument Date	Sep 13, 2017
Instrument	2017062879
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	511 GARDNER ST, CASTLE ROCK, CO 80104-8800

Mortgage

Document Number	0000062880
Date	Sep 15, 2017
Instrument	2017062880

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Municipality	Castle Rock Town
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,780 (-) Land $12,150 Building $31,630	$643,874 (-) Land $178,692 Building $465,182
2025	$4,258.00 (-1.21%)	$43,780 (-6.93%) Land $12,150 Building $31,630	$643,874 (-8.3%) Land $178,692 Building $465,182
2024	$4,310.00 (-0.97%)
2023	$4,352.00	$47,040 Land $10,190 Building $36,850	$702,152 Land $152,122 Building $550,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 64% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CASTLE ROCK serves 110,298 people · EPA ID CO0118010
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Xtream Internet Fixed Wireless	300 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, Verizon.

Nearby Properties on Gardner St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures