565 Gardner St, Castle Rock, CO 80104 Property Records

Douglas County property record for 565 Gardner St, Castle Rock, CO 80104

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,532 sqft · built 2004
Lot Size	0.225 acres (9,801 sqft)
Owner	Company Name on Record
Last Sale	$655,000 (Aug 2024)
Tax Bill	$4,211 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jul 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2507-09-3-06-004`

Property Details

APN / Parcel Number

Primary APN	`2507-09-3-06-004`
Alternative APNs	`R0443604` `0443604`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,532 sqft Living Area
Gross Area	3,812 sqft
Basement Area	1,280 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,801 sqft (0.225 acres)
Garage Area	541 sqft
Porch	Porch
Porch Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0443604
Street Address	565 GARDNER ST
City	CASTLE ROCK
State	CO
Zip	80104-8800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 6 CASTLEWOOD RANCH FILING #2 PARCEL 1 0.225 AML
Legal Range	66W
Legal Township	08S
Legal Section	09
Legal Quarter	SW
Legal Subdivision	CASTLEWOOD RANCH
Legal Block	6
Legal Lot Number	4
Jurisdiction	DOUGLAS CO
Township / Civil Division	PARKER
Census Block Group	2
Census Block	2023
Census Tract	14604

Owner

Source: Douglas County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	188 SANDY HOLLOW TRL, FRANKTOWN, CO 80116-8912
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jul 26, 2017	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA CU
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage ENT CU
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2024 · Amount on Record
Deed Sale	Aug 9, 2024 · Amount on Record
Prior Sale	May 2, 2013 · Amount on Record
Deed Document Number	202433340
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	565 GARDNER ST, CASTLE ROCK, CO 80104-8800
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085405
Date	Jul 14, 2021
Instrument	2021085405

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	565 GARDNER ST, CASTLE ROCK, CO 80104-8800
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050639
Date	Jul 26, 2017
Instrument	2017050639

Lender

Name	MOUNTAIN AMERICA CU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	565 GARDNER ST, CASTLE ROCK, CO 80104-8800
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036524
Date	Jun 24, 2019
Instrument	2019036524

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80920

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	565 GARDNER ST, CASTLE ROCK, CO 80104-8800
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116644
Date	Nov 30, 2020
Instrument	2020116644

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Municipality	Castle Rock Town
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,290 (-) Land $12,150 Building $31,140	$636,702 (-) Land $178,692 Building $458,010
2025	$4,211.00 (+3.13%)	$43,290 (-3.28%) Land $12,150 Building $31,140	$636,702 (-4.7%) Land $178,692 Building $458,010
2024	$4,083.00 (-0.97%)
2023	$4,123.00	$44,760 Land $10,190 Building $34,570	$668,122 Land $152,122 Building $516,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 64% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CASTLE ROCK serves 110,298 people · EPA ID CO0118010
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Xtream Internet Fixed Wireless	300 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, Verizon.

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