537 Gardner St, Castle Rock, CO 80104 Property Records

Douglas County property record for 537 Gardner St, Castle Rock, CO 80104

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,684 sqft · built 2004
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Mar 2021)
Tax Bill	$4,021 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2507-09-3-06-003`

Property Details

APN / Parcel Number

Primary APN	`2507-09-3-06-003`
Alternative APNs	`R0443603` `0443603`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,684 sqft Living Area
Gross Area	2,902 sqft
Basement Area	968 sqft
Finished Basement	750 sqft
Unfinished Basement	218 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,801 sqft (0.225 acres)
Garage Area	513 sqft
Porch	Porch
Porch Area	423 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0443603
Street Address	537 GARDNER ST
City	CASTLE ROCK
State	CO
Zip	80104-8800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 6 CASTLEWOOD RANCH FILING #2 PARCEL 1 0.225 AML
Legal Range	66W
Legal Township	08S
Legal Section	09
Legal Quarter	SW
Legal Subdivision	CASTLEWOOD RANCH
Legal Block	6
Legal Lot Number	3
Jurisdiction	DOUGLAS CO
Township / Civil Division	PARKER
Census Block Group	2
Census Block	2023
Census Tract	14604

Owner

Source: Douglas County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	537 GARDNER ST, CASTLE ROCK, CO 80104-8800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 29, 2021	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 22, 2019	Warranty Deed, Transfer · Conventional Mortgage OAKTREE FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Prior Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	202141910
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	537 GARDNER ST, CASTLE ROCK, CO 80104-8800
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 GARDNER ST, CASTLE ROCK, CO 80104-8800

Mortgage

Document Number	0000014687
Date	Apr 10, 2023
Instrument	2023014687

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Mar 29, 2021
Property Address	537 GARDNER ST, CASTLE ROCK, CO 80104-8800
Document Number	0000041910
Instrument Date	Mar 26, 2021
Instrument	2021041910
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	537 GARDNER ST, CASTLE ROCK, CO 80104-8800

Mortgage

Document Number	0000041911
Date	Mar 29, 2021
Instrument	2021041911

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Jul 22, 2019
Property Address	537 GARDNER ST, CASTLE ROCK, CO 80104-8800
Document Number	0000044005
Instrument Date	Jul 22, 2019
Instrument	2019044005
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	EQUITY TITLE-W JORDAN, EQUITY TITLE OF COLORADO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 GARDNER ST, CASTLE ROCK, CO 80104-8800

Mortgage

Document Number	0000044006
Date	Jul 22, 2019
Instrument	2019044006

Lender

Name	OAKTREE FUNDING CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Municipality	Castle Rock Town
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,340 (-) Land $12,150 Building $29,190	$607,934 (-) Land $178,692 Building $429,242
2025	$4,021.00 (-0.86%)	$41,340 (-7.08%) Land $12,150 Building $29,190	$607,934 (-8.46%) Land $178,692 Building $429,242
2024	$4,056.00 (-0.98%)
2023	$4,096.00	$44,490 Land $10,190 Building $34,300	$664,108 Land $152,122 Building $511,986

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 64% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CASTLE ROCK serves 110,298 people · EPA ID CO0118010
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Xtream Internet Fixed Wireless	300 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, Verizon.

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