442 Gardner St, Castle Rock, CO 80104 Property Records

Douglas County property record for 442 Gardner St, Castle Rock, CO 80104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,918 sqft · built 2005
Lot Size	0.289 acres (12,589 sqft)
Owner	2 Individual Names on Record
Last Sale	$628,942 (Aug 2026)
Tax Bill	$4,006 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2507-09-3-07-011`

Property Details

APN / Parcel Number

Primary APN	`2507-09-3-07-011`
Alternative APNs	`R0443625` `0443625`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,918 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,698 sqft
Basement Area	942 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Frame Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,589 sqft (0.289 acres)
Garage Area	462 sqft
Porch	Slab
Porch Area	562 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0443625
Street Address	442 GARDNER ST
City	CASTLE ROCK
State	CO
Zip	80104-5324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 7 CASTLEWOOD RANCH FILING #2 PARCEL 1 0.289 AML
Legal Range	66W
Legal Township	08S
Legal Section	09
Legal Quarter	SW
Legal Subdivision	CASTLEWOOD RANCH
Legal Block	7
Legal Lot Number	11
Jurisdiction	DOUGLAS CO
Township / Civil Division	PARKER
Census Block Group	2
Census Block	2022
Census Tract	14604

Owner

Source: Douglas County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	442 GARDNER ST, CASTLE ROCK, CO 80104-5324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Special Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on Record
Deed Sale	Aug 20, 2026 · Amount on Record
Prior Sale	Feb 19, 2016 · Amount on Record
Deed Document Number	202642182
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Aug 20, 2026
Property Address	442 GARDNER ST, CASTLE ROCK, CO 80104-5324
Document Number	0000042182
Instrument Date	Aug 17, 2026
Instrument	202642182
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	MCKINLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,351.89
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	442 GARDNER ST, CASTLE ROCK, CO 80104-5324
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042183,
Date	Aug 20, 2026
Instrument	202642183

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	442 GARDNER ST, CASTLE ROCK, CO 80104-5324
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 GARDNER ST, CASTLE ROCK, CO 80104-5324

Mortgage

Document Number	0000077727
Date	Jun 23, 2021
Instrument	2021077727

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Municipality	Castle Rock Town
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,190 (-) Land $13,150 Building $28,040	$605,743 (-) Land $193,413 Building $412,330
2025	$4,006.00 (+8.39%)	$41,190 (+0.78%) Land $13,150 Building $28,040	$605,743 (-0.7%) Land $193,413 Building $412,330
2024	$3,696.00 (-0.94%)
2023	$3,731.00	$40,870 Land $10,960 Building $29,910	$610,000 Land $163,610 Building $446,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 64% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CASTLE ROCK serves 110,298 people · EPA ID CO0118010
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Xtream Internet Fixed Wireless	300 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, Verizon.

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