511 Fox Pointe Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 511 Fox Pointe Dr, Saint Charles, MO 63304 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,886 sqft · built 1984
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$232,500 (Jul 2016)
Tax Bill$4,077 (2025)
Deeds & MortgagesOct 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN545940A121

Property Details

APN / Parcel Number

Primary APN545940A121
Alternative APN
  • 3-0114-5651-00-0147.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,886 sqft Living Area
1st Floor Area1,886 sqft
Basement Area1,830 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area482 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number545940A121
Old Parcel Number545940A121
Street Address511 FOX POINTE DR
CitySAINT CHARLES
StateMO
Zip63304-7154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUNTERS POINTE #3 LOT 147
Legal Range04E
Legal Township46N
Legal SubdivisionHUNTERS POINTE #3
Legal Lot Number147
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group2
Census Block2021
Census Tract311322

Owner

Source: St. Charles County records · APN 545940A121

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address511 FOX POINTE DR, SAINT CHARLES, MO 63304-7154
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 08, 2016 · Amount on Record
Deed SaleJul 08, 2016 · Amount on Record
Deed Document Number0065701229
Deed Book / Page6570 / 1229
Record UpdatedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address511 FOX POINTE DR, SAINT CHARLES, MO 63304-7154
Transaction TypeMortgage
Record UpdatedOct 31, 2023
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 FOX POINTE DR, SAINT CHARLES, MO 63304-7154

Mortgage

Document Number0000042736
DateOct 17, 2023
Instrument2023R-042736
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueOct 15, 2038

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,077.00$68,728 (+7.88%)$361,728 (+7.88%) Land $70,000 Building $291,728
2023$63,708
2022$335,306 Land $70,000 Building $265,306

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833113222, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims24 (1982–2022)
Claims Outside the SFHA1 of 24
Most Recent ClaimJul 2022, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jul 2022 · 5 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 203 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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