503 Fox Pointe Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 503 Fox Pointe Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,068 sqft · built 1983
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Aug 2021)
Tax Bill	$4,358 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`545940A023`

Property Details

APN / Parcel Number

Primary APN	`545940A023`
Alternative APN	`3-0114-5592-00-0149.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,068 sqft Living Area
Gross Area	4,360 sqft
1st Floor Area	1,968 sqft
Basement Area	1,952 sqft
Finished Basement	1,100 sqft
Unfinished Basement	852 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	88 sqft
Deck Area	Deck Area
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	545940A023
Street Address	503 FOX POINTE DR
City	SAINT CHARLES
State	MO
Zip	63304-7154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	HUNTERS POINTE #1 LOT 149
Legal Subdivision	HUNTERS POINTE #1
Legal Lot Number	149
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2021
Census Tract	311322

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	503 FOX POINTE DR, SAINT CHARLES, MO 63304-7154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Warranty Deed, Transfer · FHA Mortgage JLB CORP
Aug 6, 2021	Affidavit of Death of Joint Tenant, Transfer INVESTORS TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021 · Amount on Record
Deed Sale	Aug 5, 2021 · Amount on Record
Prior Sale	Nov 7, 2019
Deed Document Number	202165799
Prior Transfer Date	Jul 29, 2021
Prior Transfer Doc	2021R065798
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 5, 2021
Property Address	503 FOX POINTE DR, SAINT CHARLES, MO 63304-7154
Document Number	2021R065799
Map Reference	MB 22 PG 134
Instrument Date	Jul 29, 2021
Instrument	2021R-065799
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 TURNING MILL DR, 217, WENTZVILLE, MO 63385-3039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 FOX POINTE DR, SAINT CHARLES, MO 63304-7154

Mortgage

Document Number	2021R065800
Date	Aug 5, 2021
Instrument	2021R-065800

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Aug 6, 2021
Property Address	503 FOX POINTE DR, SAINT CHARLES, MO 63304-7154
Document Number	2021R065798
Map Reference	MB 22 PG 134
Instrument Date	Jul 29, 2021
Instrument	2021R-065798
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 TURNIRI MILL DR, WENTZVILLE, MO 63385-3039

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,497 (-)	$386,824 (-) Land $70,000 Building $316,824
2025	$4,358.00 (+6.97%)	$73,497 (+7.71%)	$386,824 (+7.7%) Land $70,000 Building $316,824
2024	$4,074.00 (+23.49%)
2023		$68,239 (+33.04%)
2022	$3,299.00	$51,291	$359,154 (+33.04%) Land $70,000 Building $289,154
2021			$269,951 Land $70,000 Building $199,951

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	24 (1982–2022)
Claims Outside the SFHA	1 of 24
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 5 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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