St. Charles County property record for 515 Fox Pointe Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,177 sqft · built 1985 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $356,440 (Oct 2026) |
| Tax Bill | $4,184 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Feb 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 545940A120 |
| Primary APN | 545940A120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,177 sqft Living Area |
| Gross Area | 4,168 sqft |
| 1st Floor Area | 1,892 sqft |
| Basement Area | 1,836 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Masonry Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 116 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 545940A120 |
|---|---|
| Street Address | 515 FOX POINTE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-7154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | HUNTERS POINTE #3 LOT 146 |
| Legal Subdivision | HUNTERS POINTE #3 |
| Legal Lot Number | 146 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 311322 |
Source: St. Charles County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 515 FOX POINTE DR, SAINT CHARLES, MO 63304-7154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORPORATION |
| Feb 18, 2026 | Warranty Deed, Construction Loan · Construction Mortgage FIRST STATE COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2026 · Amount on Record |
| Deed Sale | Oct 5, 2026 · Amount on Record |
| Prior Sale | Feb 18, 2026 · Amount on Record |
| Deed Document Number | 202647331 |
| Prior Transfer Date | Mar 11, 2010 |
| Prior Transfer Doc | 0053541439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 5, 2026 |
| Property Address | 515 FOX POINTE DR, SAINT CHARLES, MO 63304-7154 |
| Document Number | 0000047331 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 202647331 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 FOX POINTE DR, SAINT CHARLES, MO 63304-7154 |
| Document Number | 0000047332, |
|---|---|
| Date | Oct 5, 2026 |
| Instrument | 202647332 |
| Name | NATIONS LENDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 18, 2026 |
| Property Address | 515 FOX POINTE DR, SAINT CHARLES, MO 63304-7154 |
| Document Number | 0000007362 |
| Map Reference | MB 23 PG 16 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026R-007362 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 1, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 308 S MCKINLEY DR, BELLEVILLE, IL 62220-3739 |
| Name | Verified Name |
|---|---|
| Address | 2207 N KOSTANZ DRIVE, WRIGHT CITY, MO 63390-6529 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007363 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 2026R-007363 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,542 (-) | $371,275 (-) Land $70,000 Building $301,275 | |
| 2025 | $4,184.00 (+6.98%) | $70,542 (+7.72%) | $371,275 (+7.72%) Land $70,000 Building $301,275 |
| 2024 | $3,911.00 | ||
| 2023 | $65,489 | ||
| 2022 | $344,679 Land $70,000 Building $274,679 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 24 (1982–2022) |
| Claims Outside the SFHA | 1 of 24 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures