507 Fox Pointe Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 507 Fox Pointe Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,543 sqft · built 1984
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Apr 2025)
Tax Bill$4,497 (2025)
Deeds & MortgagesMay 2019 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN545940A122

Property Details

APN / Parcel Number

Primary APN545940A122
Alternative APN
  • 3-0114-5651-00-0148.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,543 sqft Living Area
Gross Area4,270 sqft
1st Floor Area2,543 sqft
Basement Area1,265 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Patio Area612 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number545940A122
Street Address507 FOX POINTE DR
CitySAINT CHARLES
StateMO
Zip63304-7154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionHUNTERS POINTE #3 LOT 148
Legal SubdivisionHUNTERS POINTE #3
Legal Lot Number148
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group2
Census Block2021
Census Tract311322

Owner

Source: St. Charles County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address507 FOX POINTE DR, SAINT CHARLES, MO 63304-7154
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
May 7, 2019Deed of Trust, Mortgage
VANTAGE CU
Dec 18, 2020Deed of Trust, Mortgage
FRONTIER MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2025 · Amount on Record
Deed SaleApr 3, 2025 · Amount on Record
Prior SaleMar 3, 2015 · Amount on Record
Deed Document Number202513068
Prior Transfer DateMar 26, 2025
Prior Transfer Doc0000013068
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address507 FOX POINTE DR, SAINT CHARLES, MO 63304-7154
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070700837
DateMay 7, 2019
Book Page7070/0837
Instrument20190507000214790
Lender
NameVANTAGE CU
TypeCredit Union
AddressBRIDGETON, MO 63044
Agreement
AmountAmount Recorded
Term120 Months
DueMay 3, 2029

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address507 FOX POINTE DR, SAINT CHARLES, MO 63304-7154
Document Number0000101994
Instrument DateDec 18, 2020
Transaction TypeMortgage
Record UpdatedMar 15, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address507 FOX POINTE DR ST CHARLES MO 633047154, ST CHARLES, MO 63304-7154

Mortgage

Document Number0000101994
DateDec 28, 2020
Instrument101994
Lender
NameFRONTIER MTG
TypeMortgage Company
AddressCHESTERFIELD, MO 63005
Agreement
AmountAmount Recorded
Term180 Months
DueDec 27, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,497.00$75,865 (+8.39%)$399,291 (+8.39%) Land $70,000 Building $329,291
2023$69,995
2022$368,396 Land $70,000 Building $298,396

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims24 (1982–2022)
Claims Outside the SFHA1 of 24
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 5 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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