Osceola County property record for 5081 Jack Brack Rd, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,323 sqft · built 1988 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,000 (Apr 2014) |
| Tax Bill | $1,786 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-25-31-4260-0283-0110 |
| Primary APN | 17-25-31-4260-0283-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,323 sqft Living Area |
| Gross Area | 1,647 sqft |
| 1st Floor Area | 1,323 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 123 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 60 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5081 JACK BRACK RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLK 283 LOTS 11-13 AND E 1/2 OF VAC 8TH AVE |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | NARCOOSSEE NEW MAP OF |
| Legal Tract | 4260 |
| Legal Block | 283 |
| Legal Lot Number | 11 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 43700 |
Source: Osceola County records · APN 17-25-31-4260-0283-0110
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5081 JACK BRACK RD, SAINT CLOUD, FL 34771-7860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 01, 2018 | Deed of Trust, Mortgage · Conventional with PMI PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 24, 2014 · Amount on Record |
| Deed Sale | Apr 24, 2014 · Amount on Record |
| Prior Sale | Jul 10, 2008 · Amount on Record |
| Deed Document Number | 201457415 |
| Deed Book / Page | 4600 / 98 |
| Prior Transfer Date | Jun 16, 2008 |
| Prior Transfer Doc | 0037092220 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5081 JACK BRACK RD, SAINT CLOUD, FL 34771-7860 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0055632235 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 5563/2235 |
| Instrument | 2019097108 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5081 JACK BRACK RD, SAINT CLOUD, FL 34771-7860 |
| Document Number | 0052981584 |
| Instrument Date | Mar 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 5081 JACK BRACK RD ST CLOUD FL 347717860, ST CLOUD, FL 34771-7860 |
| Document Number | 0052981584 |
|---|---|
| Date | Mar 08, 2018 |
| Book Page | 005298/001584 |
| Instrument | 39506 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 07, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,786.00 (+7.46%) Homeowner's exemption | $118,377 (+5.99%) | $278,000 (+24.16%) Land $65,000 Building $213,000 |
| 2024 | $1,662.00 (+2.59%) | ||
| 2023 | $1,620.00 (+5.88%) Homeowner's exemption | $111,691 (+3%) | $223,900 (+13.6%) Land $60,000 Building $163,900 |
| 2022 | $1,530.00 Homeowner's exemption | $108,438 | $197,100 Land $60,000 Building $137,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,124 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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