Ventura County property record for 5105 Breakwater Way, Oxnard, CA 93035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,506 sqft · built 1961 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,315,000 (Oct 2022) |
| Tax Bill | $16,893 (2025) |
| Deeds & Mortgages | Oct 2022 Sale Oct 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 191-0-074-145 |
| Primary APN | 191-0-074-145 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,506 sqft Living Area |
| 1st Floor Area | 1,506 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 4,000 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 96 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5105 BREAKWATER WAY |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93035-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB1 |
| Legal Description | TRACT: 127701 LOT: 76 REF: 029MR 061 |
| Legal Subdivision | 1277-1 |
| Legal Tract | 127701 |
| Legal Block | 74 |
| Legal Lot Number | 76 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 3615 |
5105 Breakwater Way is owned by two individuals who bought it in October 2022.
Source: Ventura County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4151 KLUMP AVE, NORTH HOLLYWOOD, CA 91602-3313 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2022 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2022 · Amount on File |
| Deed Sale | Oct 21, 2022 · Amount on File |
| Prior Sale | Sep 12, 2014 · Amount on File |
| Deed Document Number | 2022103117 |
| Prior Transfer Date | Sep 4, 2014 |
| Prior Transfer Doc | 0000113747 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Oct 21, 2022 |
| Property Address | 5105 BREAKWATER WAY, OXNARD, CA 93035-1802 |
| Document Number | 2022000103117 |
| Map Reference | MB 29 PG 61-64 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 2022000103117 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 5105 BREAKWATER WAY, OXNARD, CA 93035-1802 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 5105 BREAKWATER WAY, OXNARD, CA 93035-1802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 5105 BREAKWATER WAY, OXNARD, CA 93035-1802 |
| Document Number | 0000170078 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 20201015-00170078 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 5105 Breakwater Way was $16,893, up 2.2% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Elementary School District | Oxnard Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,395,488 (+2%) Land $907,333 Building $488,155 | |
| 2025 | $16,893.00 (+2.23%) | $1,368,126 Land $889,542 Building $478,584 |
| 2024 | $16,525.00 (+3.8%) | |
| 2023 | $15,920.00 (+96.88%) | $1,315,000 Land $855,000 Building $460,000 |
| 2022 | $8,086.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5105 Breakwater Way in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 units insured incl. 4 condo units |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5105 Breakwater Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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