Allen County property record for 423 S Main St, Bluffton, OH 45817
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,778 sqft · built 1920 |
| Lot Size | 0.402 acres (17,511 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Apr 2019) |
| Tax Bill | $3,539 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-1206-08-009.000 |
| Primary APN | 28-1206-08-009.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,778 sqft Living Area |
| Gross Area | 4,386 sqft |
| 1st Floor Area | 1,608 sqft |
| Upper Floors Area | 1,170 sqft |
| Basement Area | 1,608 sqft |
| Family Room | Family Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 17,511 sqft (0.402 acres) |
| Lot Dimensions | 250 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 190 sqft |
| Deck Area | 726 sqft |
| Patio Area | 726 sqft |
| Shed | 1 Shed |
| Shed Area | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 423 S MAIN ST |
|---|---|
| City | BLUFFTON |
| State | OH |
| Zip | 45817-1043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J H EATONS 7TH ADDITION LOT 315 JOINT TEN FF 70.00 |
| Legal Subdivision | J H EATONS 7TH ADDITION |
| Legal Lot Number | 315 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | RICHLAND |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 10100 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 423 S MAIN ST, BLUFFTON, OH 45817-1043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 9, 2019 | Deed with Mortgage, Transfer · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2019 · Amount on Record |
| Deed Sale | Apr 9, 2019 · Amount on Record |
| Prior Sale | Jul 19, 2010 · Amount on Record |
| Deed Document Number | 20193117 |
| Deed Book / Page | 2019 / 3117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 423 S MAIN ST, BLUFFTON, OH 45817-1043 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7150009559 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 2021/9559 |
| Instrument | 202107150009559 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Apr 9, 2019 |
| Property Address | 423 S MAIN ST, BLUFFTON, OH 45817-1043 |
| Document Number | 0000003117 |
| Book / Page | 002019 / 003118 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 3117 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $765.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 423 S MAIN ST BLUFFTON OH 458171043, BLUFFTON, OH 45817-1043 |
| Document Number | 3118 |
|---|---|
| Date | Apr 9, 2019 |
| Book Page | 002019/003118 |
| Instrument | 3118 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 8, 2034 |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Richland Township |
| Municipality | Bluffton Village |
| Unified School District | Bluffton Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,539.00 (-0.08%) | $107,240 (-) Land $12,670 Building $94,570 | $306,400 (-) Land $36,200 Building $270,200 |
| 2024 | $3,542.00 (+11.24%) Homeowner's exemption | $107,240 (+19.97%) Land $12,670 Building $94,570 | $306,400 (+19.97%) Land $36,200 Building $270,200 |
| 2023 | $3,184.00 (-1.06%) Homeowner's exemption | $89,390 (-) Land $10,570 Building $78,820 | |
| 2022 | $3,218.00 Homeowner's exemption | $89,390 Land $10,570 Building $78,820 | |
| 2021 | $255,400 Land $30,200 Building $225,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2007–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112 |
|---|---|
| Water Source | Purchased surface water from OTTAWA VILLAGE |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless · Fiber in parts of the area | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures