510 N 3rd St, Malta, IL 60150 Property Records

DeKalb County property record for 510 N 3rd St, Malta, IL 60150

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · built 1969
Lot Size	0.477 acres (20,790 sqft)
Owner	Individual Name on Record
Last Sale	$224,000 (Sep 2026)
Tax Bill	$4,939 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-23-107-002`

Property Details

APN / Parcel Number

Primary APN	`07-23-107-002`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Wood
Lot Area	20,790 sqft (0.477 acres)
Lot Dimensions	210 ft deep x 99 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0723107002
Street Address	510 N 3RD ST
City	MALTA
State	IL
Zip	60150-9771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALTA (ORIGINAL TOWN) - LOT 10 & N1/2 LOT 9 & E-LY 40FT LOT 1 & E-LY 40FT N1/2 LOT 2 BLOCK 29
Legal Subdivision	MALTA (ORIGINAL TOWN)
Legal Block	29
Legal Lot Number	1,2,9
Jurisdiction	DE KALB IL
Township / Civil Division	MALTA
Census Block Group	2
Census Block	2048
Census Tract	300

Owner

Source: DeKalb County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	510 N 3RD ST, MALTA, IL 60150-9771
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jan 18, 2022	Deed of Trust, Mortgage · Line of Credit RESOURCE BANK
Nov 18, 2019	Deed of Trust, Mortgage · Line of Credit RESOURCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Prior Sale	Jun 3, 2009 · Amount on Record
Deed Document Number	20267821
Prior Transfer Date	Sep 26, 2015
Prior Transfer Doc	0000009799
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 1, 2026
Property Address	510 N 3RD ST, MALTA, IL 60150-9771
Document Number	0000007821
Instrument Date	Aug 19, 2026
Instrument	20267821
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$33,936.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 N 3RD ST, MALTA, IL 60150-9771

Mortgage

Document Number	0000007824,
Date	Sep 1, 2026
Instrument	20267824

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.88%
Max Rate	-1%

Mortgage

Document Number	0000007825,
Date	Sep 1, 2026
Instrument	20267825

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	510 N 3RD ST, MALTA, IL 60150-9771
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 N 3RD ST, MALTA, IL 60150-9771

Mortgage

Document Number	0000000611
Date	Jan 18, 2022
Instrument	2022000611

Lender

Name	RESOURCE BANK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	510 N 3RD ST, MALTA, IL 60150-9771
Document Number	0000011036
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 N 3RD ST MALTA IL 601509771, MALTA, IL 60150-9771

Mortgage

Document Number	0000011036
Date	Nov 27, 2019
Instrument	11036

Lender

Name	RESOURCE BK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 26, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Malta Township
Municipality	Malta Village
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,939.00 (+9.76%)	$63,953 (+27.77%) Land $15,404 Building $48,549	$191,859 (+27.77%) Land $46,212 Building $145,647
2024	$4,500.00
2023		$50,054 Land $12,056 Building $37,998	$150,162 Land $36,168 Building $113,994

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALTA serves 1,143 people · EPA ID IL0370350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AirCell, DNA Communications.

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