405 N 3rd St, Malta, IL 60150 Property Records

DeKalb County property record for 405 N 3rd St, Malta, IL 60150

Property Summary

Property Type	Single Family Home
Lot Size	0.298 acres (13,002 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Dec 2021)
Tax Bill	$3,892 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-23-128-009`

Property Details

APN / Parcel Number

Primary APN	`07-23-128-009`

Exterior

Lot Area	13,002 sqft (0.298 acres)
Lot Dimensions	197 ft deep x 66 ft wide

Location & Zoning

Account Number	0723128009
Street Address	405 N 3RD ST
City	MALTA
State	IL
Zip	60150-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 & LOT 8 (EX E 133FT) - BLK 23 - MALTA (ORIGINAL TOWN)
Legal Subdivision	MALTA (ORIGINAL TOWN)
Legal Block	23
Legal Lot Number	3,8
Jurisdiction	DE KALB IL
Township / Civil Division	MALTA
Census Block Group	2
Census Block	2050
Census Tract	300

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 N 3RD ST, MALTA, IL 60150-9770
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Deed Document Number	202116430
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Dec 21, 2021
Property Address	405 N 3RD ST, MALTA, IL 60150-9770
Document Number	0000016430
Map Reference	MB A PG 23
Instrument Date	Dec 14, 2021
Instrument	2021016430
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N 3RD ST, MALTA, IL 60150-9770

Mortgage

Document Number	0000016431
Date	Dec 21, 2021
Instrument	2021016431

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Malta Township
Municipality	Malta Village
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,061 (+27.77%) Land $10,451 Building $51,610	$186,183 (+27.77%) Land $31,353 Building $154,830
2024	$3,892.00
2023		$48,574 Land $8,180 Building $40,394	$145,722 Land $24,540 Building $121,182

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALTA serves 1,143 people · EPA ID IL0370350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: DNA Communications.

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