403 N 3rd St, Malta, IL 60150 Property Records

DeKalb County property record for 403 N 3rd St, Malta, IL 60150

Property Summary

Property Type	Single Family Home
Lot Size	0.298 acres (13,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Aug 2026)
Tax Bill	$4,557 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-23-128-010`

Property Details

APN / Parcel Number

Primary APN	`07-23-128-010`

Exterior

Lot Area	13,002 sqft (0.298 acres)
Lot Dimensions	197 ft deep x 66 ft wide

Location & Zoning

Account Number	0723128010
Street Address	403 N 3RD ST
City	MALTA
State	IL
Zip	60150-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALTA (ORIGINAL TOWN) - ALL LOT 4 & LOT 7 (EX E 133FT) BLOCK 23
Legal Subdivision	MALTA (ORIGINAL TOWN)
Legal Block	23
Legal Lot Number	4,7
Jurisdiction	DE KALB IL
Township / Civil Division	MALTA
Census Block Group	2
Census Block	2050
Census Tract	300

Owner

Source: DeKalb County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6450 RAL MAR RD, ROCKFORD, IL 61109-4478
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on Record
Deed Sale	Aug 26, 2026 · Amount on Record
Deed Document Number	20267650
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 26, 2026
Property Address	403 N 3RD ST, MALTA, IL 60150-9770
Document Number	0000007650
Instrument Date	Aug 1, 2026
Instrument	20267650
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6450 RAL MAR RD, ROCKFORD, IL 61109-4478

Mortgage

Document Number	0000007651,
Date	Aug 26, 2026
Instrument	20267651

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.5%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Malta Township
Municipality	Malta Village
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,557.00 (+11.17%)	$65,006 (+27.77%) Land $10,451 Building $54,555	$195,018 (+27.77%) Land $31,353 Building $163,665
2024	$4,099.00
2023		$50,879 Land $8,180 Building $42,699	$152,637 Land $24,540 Building $128,097

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALTA serves 1,143 people · EPA ID IL0370350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: DNA Communications.

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