408 N 3rd St, Malta, IL 60150 Property Records

DeKalb County property record for 408 N 3rd St, Malta, IL 60150

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$154,000 (Apr 2020)
Tax Bill	$3,129 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-23-108-004`

Property Details

APN / Parcel Number

Primary APN	`07-23-108-004`

Exterior

Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide

Location & Zoning

Account Number	0723108004
Street Address	408 N 3RD ST
City	MALTA
State	IL
Zip	60150-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALTA (ORIGINAL TOWN) - LOT 9 BLOCK 22
Legal Subdivision	MALTA (ORIGINAL TOWN)
Legal Block	22
Legal Lot Number	9
Jurisdiction	DE KALB IL
Township / Civil Division	MALTA
Census Block Group	2
Census Block	2049
Census Tract	300

Owner

408 N 3rd St is owned and occupied by an individual who bought it in April 2020.

Source: DeKalb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	408 N 3RD ST, MALTA, IL 60150-9760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 21, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2020 · Amount on File
Deed Sale	Apr 21, 2020 · Amount on File
Deed Document Number	20203446
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	408 N 3RD ST, MALTA, IL 60150-9760
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 N 3RD ST, MALTA, IL 60150-9760

Mortgage

Document Number	0000002258
Date	Mar 3, 2022
Instrument	2022002258

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	May 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Apr 21, 2020
Property Address	408 N 3RD ST, MALTA, IL 60150-9760
Document Number	0000003446
Instrument Date	Apr 15, 2020
Instrument	3446
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 N 3RD ST MALTA IL 601509760, MALTA, IL 60150-9760

Mortgage

Document Number	3447
Date	Apr 21, 2020
Instrument	3447

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Malta Township
Municipality	Malta Village
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,213 Land $10,100 Building $41,113	$153,639 Land $30,300 Building $123,339
2024	$3,129.00
2023		$40,084 Land $7,905 Building $32,179	$120,252 Land $23,715 Building $96,537

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 408 N 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 N 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALTA serves 1,143 people · EPA ID IL0370350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: DNA Communications.

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