Kane County property record for 510 Gertrude St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,451 sqft · built 1930 |
| Lot Size | 0.14 acres (6,084 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,061 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-182-029 |
| Primary APN | 06-23-182-029 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,451 sqft Living Area |
| Gross Area | 2,368 sqft |
| 1st Floor Area | 1,451 sqft |
| Basement Area | 917 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 6,084 sqft (0.14 acres) |
| Lot Width | 43 ft Width |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 510 GERTRUDE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W H WILCOXS 3RD ADDN EXCEPT NORTH 30.3 FT WEST 57.42 FT & EXCEPT NORTH 37.5 FT EAST 82.65 FT SOUTH 1/2 LOT 1 BLOCK 3 |
| Legal Subdivision | W H WILCOXS 3RD ADDN |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 851600 |
Source: Kane County records · APN 06-23-182-029
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 510 GERTRUDE ST, ELGIN, IL 60123-7436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2023 | Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU |
| Jun 23, 2023 | Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 20, 1999 |
| Transfer Doc | 0000105292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 510 GERTRUDE ST, ELGIN, IL 60123-7436 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000043040 |
|---|---|
| Date | Dec 08, 2023 |
| Instrument | 2023K043040 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 510 GERTRUDE ST, ELGIN, IL 60123-7436 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000020673 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2023K020673 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 22, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,061.00 (+8.63%) Homeowner's exemption | $79,706 (+8.57%) Land $15,179 Building $64,527 | $239,214 (+8.57%) Land $45,555 Building $193,658 |
| 2024 | $73,415 (+22.9%) Land $13,981 Building $59,434 | $220,333 (+22.95%) Land $41,960 Building $178,373 | |
| 2022 | $4,659.00 (+4.77%) Homeowner's exemption | $59,736 (+6.96%) Land $11,517 Building $48,219 | $179,208 (+6.96%) Land $34,551 Building $144,657 |
| 2021 | $4,447.00 Homeowner's exemption | $55,849 Land $10,768 Building $45,081 | $167,547 Land $32,304 Building $135,243 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 578 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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