469 Gertrude St, Elgin, IL 60123 Property Records

Kane County property record for 469 Gertrude St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,520 sqft · built 1947
Lot Size	0.193 acres (8,393 sqft)
Owner	2 Company Names on File
Tax Bill	$6,036 (2025)
Deeds & Mortgages	Feb 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-23-181-008`

Property Details

APN / Parcel Number

Primary APN	`06-23-181-008`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	1,520 sqft Living Area
Gross Area	2,554 sqft
Basement Area	1,034 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Frame
Lot Area	8,393 sqft (0.193 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	469 GERTRUDE ST
City	ELGIN
State	IL
Zip	60123-7433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W H WILCOXS 3RD ADDN LOT 6 BLOCK 1
Legal Subdivision	W H WILCOXS 3RD ADDN
Legal Block	1
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4003
Census Tract	851600

Owner

Source: Kane County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	469 GERTRUDE ST, ELGIN, IL 60123-7433
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 6, 2024
Transfer Doc	0000004915
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 14, 2024
Property Address	469 GERTRUDE ST, ELGIN, IL 60123-7433
Document Number	0000004915
Instrument Date	Feb 6, 2024
Instrument	2024K004915
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	469 GERTRUDE ST, ELGIN, IL 60123-7433

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,036.00 (+15.81%)	$87,129 (+8.57%) Land $18,999 Building $68,130	$261,492 (+8.57%) Land $57,020 Building $204,472
2024		$80,251 (+21.39%) Land $17,499 Building $62,752	$240,849 (+21.44%) Land $52,518 Building $188,331
2022	$5,212.00 (+4.7%) Homeowner's exemption	$66,108 (+6.96%) Land $14,415 Building $51,693	$198,324 (+6.96%) Land $43,245 Building $155,079
2021	$4,978.00 Homeowner's exemption	$61,806 Land $13,477 Building $48,329	$185,418 Land $40,431 Building $144,987

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile USA.

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