511 Gertrude St, Elgin, IL 60123 Property Records

Kane County property record for 511 Gertrude St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	9,547 sqft (0.219 acres)
Occupancy	Owner Occupied
Last Sale	$215,000 (2023)
Tax Bill	$5,015.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-23-183-020`

Exterior

Lot Area	9,547 sqft (0.219 acres)

Location & Zoning

Street Address	511 GERTRUDE ST
City	ELGIN
State	IL
Zip	60123-7435
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WM H WILCOXS 3RD ADDN PART OF LOTS 1, 2, 4, 5, & 6 IN BLOCK 6 DESC IN DOC 2006K081098
Legal Subdivision	WM H WILCOXS 3RD ADDN
Legal Block	6
Legal Lot Number	1-2,4
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	4
Census Block	4010
Census Tract	851600

Owner

Source: Kane County records · APN 06-23-183-020

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	511 GERTRUDE ST, ELGIN, IL 60123-7435
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 03, 2023 · Amount on Record
Deed Sale	Jan 03, 2023 · Amount on Record
Prior Sale	Jul 08, 1997 · Amount on Record
Deed Doc Number	202390
Record Refreshed	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 03, 2023
Property Address	511 GERTRUDE ST, ELGIN, IL 60123-7435
Document Number	0000000090
Instrument Date	Dec 08, 2022
Instrument	2023K000090
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 GERTRUDE ST, ELGIN, IL 60123-7435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 GERTRUDE ST, ELGIN, IL 60123-7435

Mortgage

Document Number	0000000091
Date	Jan 03, 2023
Instrument	2023K000091

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,015.00 (+15.79%)
2024		$67,918 (+21.39%) Land $18,412 Building $49,506	$203,836 (+21.44%) Land $55,258 Building $148,577
2022	$4,331.00 (+4.84%) Homeowner's exemption	$55,948 (+6.96%) Land $15,167 Building $40,781	$167,844 (+6.96%) Land $45,501 Building $122,343
2021	$4,131.00 Homeowner's exemption	$52,307 Land $14,180 Building $38,127	$156,921 Land $42,540 Building $114,381

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.