500 Gertrude St, Elgin, IL 60123 Property Records

Kane County property record for 500 Gertrude St, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 840 sqft · built 1948
Lot Size0.258 acres (11,255 sqft)
Owner2 Company Names on File
Last Sale$290,000 (Sep 2025)
Tax Bill$5,721 (2025)
Deeds & MortgagesSep 2025 Sale
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-23-182-027

Property Details

APN / Parcel Number

Primary APN06-23-182-027

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area840 sqft Living Area
Gross Area1,680 sqft
1st Floor Area840 sqft
Basement Area840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleBungalow
Construction TypeFrame
Lot Area11,255 sqft (0.258 acres)
Lot Dimensions140 ft deep x 80 ft wide
Garage TypeDetached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address500 GERTRUDE ST
CityELGIN
StateIL
Zip60123-7436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW H WILCOXS 3RD ADDN NORTH 1/2 LOT 1 BLOCK 3
Legal SubdivisionW H WILCOXS 3RD ADDN
Legal Block3
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4009
Census Tract851600

Owner

Source: Kane County records · APN 06-23-182-027

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1891 BURTON DR, BARTLETT, IL 60103-1301
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Deed, Transfer
BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE
Jan 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Jan 21, 2022Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2025 · Amount on Record
Deed SaleSep 29, 2025 · Amount on Record
Prior SaleJan 21, 2022 · Amount on Record
Deed Document Number202537777
Prior Transfer DateJul 12, 2007
Prior Transfer Doc0000111501
Record UpdatedSep 20, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateSep 29, 2025
Property Address500 GERTRUDE ST, ELGIN, IL 60123-7436
Document Number0000037777
Instrument DateSep 23, 2025
Instrument2025K037777
Transaction TypeTransfer
Record UpdatedOct 13, 2025
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE

Transaction

AmountAmount Recorded
Tax$290.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address189 BURTON DR, BARTLETT, IL 60103

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address500 GERTRUDE ST, ELGIN, IL 60123-7436
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000881
DateJan 06, 2021
Instrument2021K000881
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 21, 2022
Property Address500 GERTRUDE ST, ELGIN, IL 60123-7436
Document Number0000004249
Instrument DateJan 11, 2021
Instrument2022K004249
Transaction TypeTransfer
Record UpdatedJan 27, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1550 CYPRESS, ELGIN, IL 60123

Mortgage

Document Number0000004250
DateJan 21, 2022
Instrument2022K004250
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,721.00 (+4.45%) Homeowner's exemption
2024$5,477.00 (+10.87%) Homeowner's exemption$76,443 (+21.39%) Land $20,675 Building $55,768$229,421 (+21.44%) Land $62,050 Building $167,371
2022$4,940.00 (+4.73%) Homeowner's exemption$62,971 (+6.96%) Land $17,031 Building $45,940$188,913 (+6.96%) Land $51,093 Building $137,820
2021$4,717.00 Homeowner's exemption$58,874 Land $15,923 Building $42,951$176,622 Land $47,769 Building $128,853

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 578 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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