510 9th St, Spencer, NC 28159 Property Records

Rowan County property record for 510 9th St, Spencer, NC 28159 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,268 sqft · built 2001
Lot Size	0.399 acres (17,400 sqft)
Owner	Individual Name on File
Last Sale	$111,000 (May 2005)
Tax Bill	$1,888 (2023)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031 032`

Property Details

APN / Parcel Number

Primary APN	`031 032`
Alternative APN	`6257758`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,268 sqft Living Area
1st Floor Area	1,268 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	17,400 sqft (0.399 acres)
Lot Dimensions	174 ft deep x 100 ft wide
Porch	Porch
Porch Area	126 sqft
Storage Building	108 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	6257758
Old Parcel Number	031 032
Street Address	510 9TH ST
City	SPENCER
State	NC
Zip	28159-2042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L15-16 BLK 75 ELIZABETH B. HENDERSON & MARY E. VANDERFORD
Legal Subdivision	E C CATES & WIFE JEAN P CATES
Legal Block	75
Legal Lot Number	15
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	4
Census Block	4015
Census Tract	50700

Owner

Source: Rowan County records · APN 031 032

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	510 9TH ST, SPENCER, NC 28159-2042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2005 · Amount on Record
Deed Sale	May 19, 2005 · Amount on Record
Deed Document Number	0001036707
Deed Book / Page	1036 / 707
Record Updated	Jun 07, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	510 9TH ST, SPENCER, NC 28159-2042
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013020089
Date	Dec 29, 2017
Book Page	1302/0089

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,888.00	$167,105 Land $25,000 Building $142,105	$167,105 Land $25,000 Building $142,105

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 371 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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