206 9th St, Spencer, NC 28159 Property Records

Rowan County property record for 206 9th St, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,093 sqft · built 1934
Lot Size	0.4 acres (17,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Oct 2019)
Tax Bill	$1,571 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031 129`

Property Details

APN / Parcel Number

Primary APN	`031 129`
Alternative APN	`6138616`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,093 sqft Living Area
1st Floor Area	1,093 sqft
Basement Area	765 sqft
Unfinished Basement	765 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 2000
Exterior Material	Other
Foundation Type	Footing
Lot Area	17,400 sqft (0.4 acres)
Lot Dimensions	174 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	528 sqft
Porch	Porch
Porch Area	198 sqft
Lean-To	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	206 9TH ST
City	SPENCER
State	NC
Zip	28159-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8:SINGLE
Legal Description	L14-15 B78 HENDERSON AND VANDERFORD
Legal Subdivision	HENDERSON AND VANDERFORD PROPERTY
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	4
Census Block	4034
Census Tract	50700

Owner

Source: Rowan County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 9TH ST, SPENCER, NC 28159-2007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 14, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Dec 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2019 · Amount on Record
Deed Sale	Oct 14, 2019 · Amount on Record
Deed Book / Page	1336 / 252
Prior Transfer Date	Nov 20, 2017
Prior Transfer Doc	0013010879
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	206 9TH ST, SPENCER, NC 28159-2007
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014000260
Date	Apr 20, 2022
Book Page	1400/260

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 14, 2019
Property Address	206 9TH ST, SPENCER, NC 28159-2007
Document Number	0013360252
Book / Page	001336 / 000252
Instrument Date	Oct 10, 2019
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 STH ST SPENCER NC 28159, SPENCER, NC 28159

Mortgage

Document Number	13360253
Date	Oct 14, 2019
Book Page	001336/000253

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 22, 2017
Property Address	206 9TH ST, SPENCER, NC 28159-2007
Document Number	0013010878
Book / Page	001301 / 000878
Instrument Date	Nov 20, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	206 9TH ST SPENCER NC 281592007, SPENCER, NC 28159-2007

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 22, 2017
Property Address	206 9TH ST, SPENCER, NC 28159-2007
Document Number	0013010879
Book / Page	001301 / 000879
Instrument Date	Nov 20, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	206 9TH ST SPENCER NC 281592007, SPENCER, NC 28159-2007

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,571.00	$139,063 (-) Land $31,250 Building $107,813	$139,063 (-) Land $31,250 Building $107,813
2025	$1,571.00	$139,063 (-) Land $31,250 Building $107,813
2023	$1,571.00	$139,063 Land $31,250 Building $107,813	$139,063 Land $31,250 Building $107,813

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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