501 9th St, Spencer, NC 28159 Property Records

Rowan County property record for 501 9th St, Spencer, NC 28159 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,605 sqft · built 1962
Lot Size	0.561 acres (24,450 sqft)
Owner	Individual Name on File
Tax Bill	$2,205 (2023)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`031 04005`

Property Details

APN / Parcel Number

Primary APN	`031 04005`
Alternative APN	`6342207`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,605 sqft Living Area
Gross Area	2,391 sqft
1st Floor Area	1,605 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Footing
Lot Area	24,450 sqft (0.561 acres)
Lot Dimensions	163 ft deep x 150 ft wide
Garage Area	506 sqft
Porch	Porch
Porch Area	396 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	6342207
Old Parcel Number	031 04005
Street Address	501 9TH ST
City	SPENCER
State	NC
Zip	28159-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L6-8 BLK 81 ELIZABETH B. HENDERSON & MARY E. VANDERFORD
Legal Subdivision	HENDERSON & VANDERFORD PROP
Legal Block	81
Legal Lot Number	6
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	4
Census Block	4014
Census Tract	50700

Owner

Source: Rowan County records · APN 031 04005

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	501 9TH ST, SPENCER, NC 28159-2041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 12, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 04, 2016
Deed Sale	Nov 04, 2016
Prior Sale	May 19, 2016 · Amount on Record
Deed Document Number	0001279768
Deed Book / Page	1279 / 768
Record Updated	Jun 07, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	501 9TH ST, SPENCER, NC 28159-2041
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013570760
Date	Oct 01, 2020
Book Page	1357/760

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2040

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	501 9TH ST, SPENCER, NC 28159-2041
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013540224
Date	Aug 12, 2020
Book Page	1354/224

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MOCKSVILLE, NC 27028

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,205.00	$195,139 Land $27,500 Building $167,639	$195,139 Land $27,500 Building $167,639

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 371 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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