509 9th St, Spencer, NC 28159 Property Records

Rowan County property record for 509 9th St, Spencer, NC 28159 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,580 sqft · built 1955
Lot Size	0.28 acres (12,225 sqft)
Owner	Individual Name on File
Tax Bill	$1,730 (2023)
Deeds & Mortgages	Mar 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`031 04003`

Property Details

APN / Parcel Number

Primary APN	`031 04003`
Alternative APN	`583255000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1994
Exterior Material	Brick
Foundation Type	Footing
Lot Area	12,225 sqft (0.28 acres)
Lot Dimensions	163 ft deep x 75 ft wide
Garage Area	308 sqft
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	583255000
Old Parcel Number	031 04003
Street Address	509 9TH ST
City	SPENCER
State	NC
Zip	28159-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L3 & PT4 BLK 81 HENDERSON & VANDERFORD
Legal Subdivision	J E YOUNCE PROP
Legal Block	81
Legal Lot Number	3
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	4
Census Block	4014
Census Tract	50700

Owner

Source: Rowan County records · APN 031 04003

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	509 9TH ST, SPENCER, NC 28159-2041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 05, 2021
Deed Sale	May 05, 2021
Deed Document Number	CNCMECKLEN
Record Updated	Jun 07, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	509 9TH ST, SPENCER, NC 28159-2041
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 9TH ST, SPENCER, NC 28159-2041

Mortgage

Document Number	0014790104
Date	Mar 16, 2026
Book Page	1479/104

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,730.00	$153,176 Land $22,500 Building $130,676	$153,176 Land $22,500 Building $130,676

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 371 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.