Kershaw County property record for 51 Sumner St, Elgin, SC 29045 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2001 |
| Square Footage | 3,620 sqft Gross Area |
| Lot Size | 28,314 sqft (0.65 acres) |
| Garage | Attached, 600 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2026) |
| Tax Bill | $1,859.00 (2025) |
Source: Kershaw County records · APN 348-04-00-044-SGA
Assessment roll updated November 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 SUMNER ST, ELGIN, SC 29045-9468 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Feb 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG |
| Jun 30, 2017 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) HOMEOWNERS MTG ENTS |
| Jan 13, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | May 03, 2021 · Amount on Record |
| Deed Doc Number | 20265035 |
| Deed Book / Page | 5599 / 193 |
| Prior Transfer Date | Oct 14, 2002 |
| Prior Transfer Doc | 1232000328 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | May 28, 2026 |
| Property Address | 51 SUMNER ST, ELGIN, SC 29045-9468 |
| Document Number | 0000005035 |
| Book / Page | 5599 / 193 |
| Instrument Date | May 20, 2026 |
| Instrument | 20265035 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105,040.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 51 SUMNER ST, ELGIN, SC 29045-9468 |
| Document Number | 0000005036, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 20265036 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 51 SUMNER ST, ELGIN, SC 29045-9468 |
| Document Number | 0000001319 |
| Instrument Date | Feb 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 51 SUMNER ST ELGIN SC 290459468, ELGIN, SC 29045-9468 |
| Document Number | 0000001319 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 003820/000127 |
| Instrument | 1319 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 30, 2017 |
| Property Address | 51 SUMNER ST, ELGIN, SC 29045-9468 |
| Document Number | 0000005334 |
| Book / Page | 003717 / 000004 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 5334 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $710.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 283 CHICKADEE LN LUGOFF SC 290788847, LUGOFF, SC 29078-8847 |
| Document Number | 5335 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 003717/000008 |
| Instrument | 5335 |
| Name | HOMEOWNERS MTG ENTS |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29205 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jan 13, 2017 |
| Property Address | 51 SUMNER ST, ELGIN, SC 29045-9468 |
| Document Number | 0000000293 |
| Book / Page | 003637 / 000043 |
| Instrument Date | Jan 06, 2017 |
| Instrument | 293 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Kershaw County records · Assessment roll updated November 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,859.00 (-0.85%) | $309,700 (-0.19%) Land $50,000 Building $259,700 | $309,700 (-0.19%) |
| 2023 | $1,875.00 | $310,300 Land $50,000 Building $260,300 | $310,300 |
Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 38% of the US · above 14% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 348-04-00-044-SGA |
|---|---|
| Alternative APN |
|
| Building Area | 3,620 sqft Gross Area |
|---|---|
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Vinyl Exterior |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Type | Attached Garage |
| Garage Area | 600 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 583 sqft Porch |
| Account Number | 38767 |
|---|---|
| Street Address | 51 SUMNER ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-9468 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | STRATFORD PLANTATION SUBDIV LOT 44 |
| Legal Subdivision | STRATFORD PLANTATION SUBDIV |
| Legal Lot Number | 44 |
| Jurisdiction | KERSHAW SC |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 970908 |
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