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52 Sumner St, Elgin, SC 29045 Property Records

Kershaw County property record for 52 Sumner St, Elgin, SC 29045 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Square Footage4,527 sqft Gross Area
Lot Size36,155 sqft (0.83 acres)
GarageAttached, 441 sqft
OccupancyOwner Occupied
Last Sale$587,000 (2022)
Tax Bill$3,069.00 (2025)

Owner

Source: Kershaw County records · APN 348-04-00-039-SGA

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address52 SUMNER ST, ELGIN, SC 29045-9468
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 01, 2020Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUARANTEED RATE AFFINITY LLC
Nov 15, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CARDINAL FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 31, 2022 · Amount on Record
Deed SaleMay 31, 2022 · Amount on Record
Prior SaleJun 27, 2005 · Amount on Record
Deed Doc Number0004751299
Deed Book / Page1917 / 311
Prior Transfer DateFeb 16, 2006
Prior Transfer Doc01755
Record RefreshedJun 08, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKERSHAW SC
Recording DateJul 09, 2020
Property Address52 SUMNER ST, ELGIN, SC 29045-9468
Document Number0000005968
Book / Page004256 / 000015
Instrument DateJul 09, 2020
Instrument5968
Transaction TypeTransfer
Record UpdatedAug 04, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 SUMNER ST ELGIN SC 290459468, ELGIN, SC 29045-9468

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateJun 01, 2020
Property Address52 SUMNER ST, ELGIN, SC 29045-9468
Document Number0000004613
Book / Page004231 / 000044
Instrument DateMay 29, 2020
Instrument4613
Transaction TypeTransfer
Record UpdatedJun 30, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 SUMNER ST ELGIN SC 290459468, ELGIN, SC 29045-9468

Mortgage

Document Number4614
DateJun 01, 2020
Book Page004231/000047
Instrument4614
Lender
NameGUARANTEED RATE AFFINITY LLC
AddressCHICAGO, IL 60613
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 31, 2050
Interest
Rate4%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address52 SUMNER ST, ELGIN, SC 29045-9468
Document Number0000001385
Instrument DateNov 15, 2019
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyEQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 SUMNER ST ELGIN SC 290459468, ELGIN, SC 29045-9468

Mortgage

Document Number0000001385
DateFeb 18, 2020
Book Page004169/000260
Instrument1385
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 17, 2050

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,069.00 (-8.61%)$587,000 (-) Land $50,000 Building $537,000$587,000 (-)
2023$3,358.00$587,000 Land $50,000 Building $537,000$587,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 38% of the US · above 14% of South Carolina
Wildfire LikelihoodAbout 1 in 2,128 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN348-04-00-039-SGA
Alternative APN
  • 38759

Interior

Building Area4,527 sqft Gross Area
Gross Area3,828 sqft Gross Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Exterior MaterialBlock Exterior
Lot Area36,155 sqft (0.83 acres)
Garage TypeAttached Garage
Garage Area441 sqft Garage
Deck Area240 sqft Deck
Porch1 Porch
Porch Area18 sqft Porch

Location & Zoning

Account Number38759
Old Parcel Number348-04-00-039 SGA
Street Address52 SUMNER ST
CityELGIN
StateSC
Zip29045-9468
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTRATFORD PLANTATION SUBDIV LOT 39
Legal SubdivisionSTRATFORD PLANTATION SUBDIV
Legal Lot Number39
JurisdictionKERSHAW SC
Minor Civil DivisionELGIN
Census Blockgroup1
Census Block1000
Census Tract970908

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