Kershaw County property record for 32 Sumner St, Elgin, SC 29045 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2006 |
| Square Footage | 3,723 sqft Gross Area |
| Lot Size | 27,878 sqft (0.64 acres) |
| Garage | Attached, 622 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $490,000 (2024) |
| Tax Bill | $2,179.00 (2025) |
Source: Kershaw County records · APN 348-04-00-035-SGA
Assessment roll updated November 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 SUMNER ST, ELGIN, SC 29045-9468 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 11, 2025 | Deed of Trust, Mortgage · Veterans Administration Mortgage NAVY FCU |
| Feb 18, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 13, 2024 · Amount on Record |
| Deed Sale | Dec 13, 2024 · Amount on Record |
| Prior Sale | Feb 18, 2020 · Amount on Record |
| Deed Doc Number | 202410439 |
| Deed Book / Page | 5267 / 7 |
| Prior Transfer Date | May 25, 2012 |
| Prior Transfer Doc | 0000004446 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 32 SUMNER ST, ELGIN, SC 29045-9468 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2070 SANS SOUCI RD, SUMTER, SC 29154-8734 |
| Document Number | 0020257628 |
|---|---|
| Date | Sep 11, 2025 |
| Book Page | 5426/240 |
| Instrument | 2025-7628 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Feb 18, 2020 |
| Property Address | 32 SUMNER ST, ELGIN, SC 29045-9468 |
| Document Number | 0000001401 |
| Book / Page | 004170 / 000058 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 1401 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,369.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 32 SUMNER ST ELGIN SC 290459468, ELGIN, SC 29045-9468 |
| Document Number | 1402 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 004170/000062 |
| Instrument | 1402 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2050 |
Source: Kershaw County records · Assessment roll updated November 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,179.00 (-0.64%) | $490,000 (+32.33%) Land $50,000 Building $440,000 | $490,000 (+32.33%) |
| 2023 | $2,193.00 | $370,300 Land $50,000 Building $320,300 | $370,300 |
Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 21% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,961 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 348-04-00-035-SGA |
|---|---|
| Alternative APN |
|
| Building Area | 3,723 sqft Gross Area |
|---|---|
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Exterior |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Type | Attached Garage |
| Garage Area | 622 sqft Garage |
| Deck Area | 120 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 298 sqft Porch |
| Account Number | 38755 |
|---|---|
| Street Address | 32 SUMNER ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-9468 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | PLAT OF STRATFORD PLANTATION |
| Jurisdiction | KERSHAW SC |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 970908 |
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