46 Sumner St, Elgin, SC 29045 Property Records

Kershaw County property record for 46 Sumner St, Elgin, SC 29045 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2003
Square Footage	4,182 sqft Gross Area
Lot Size	37,026 sqft (0.85 acres)
Garage	Attached, 750 sqft
Occupancy	Owner Occupied
Last Sale	$484,000 (2022)
Tax Bill	$2,786.00 (2025)

Owner

Source: Kershaw County records · APN 348-04-00-038-SGA

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	46 SUMNER ST, ELGIN, SC 29045-9468
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Deed Doc Number	0000485219
Deed Book / Page	1841 / 267
Prior Transfer Date	Oct 03, 2005
Prior Transfer Doc	10899
Record Refreshed	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	46 SUMNER ST, ELGIN, SC 29045-9468
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020242155
Date	Mar 20, 2024
Book Page	5106/234
Instrument	2024-2155

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2039

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,786.00 (-0.64%)	$540,585 (+73.26%) Land $50,000 Building $490,585	$540,585 (+73.26%)
2023	$2,804.00	$312,000 Land $50,000 Building $262,000	$312,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 38% of the US · above 14% of South Carolina
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`348-04-00-038-SGA`
Alternative APN	`38758`

Interior

Building Area	4,182 sqft Gross Area
Gross Area	3,179 sqft Gross Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2003
Exterior Material	Brick Exterior
Lot Area	37,026 sqft (0.85 acres)
Garage Type	Attached Garage
Garage Area	750 sqft Garage
Patio Area	228 sqft Patio
Porch	1 Porch
Porch Area	25 sqft Porch

Location & Zoning

Account Number	38758
Old Parcel Number	348-04-00-038 SGA
Street Address	46 SUMNER ST
City	ELGIN
State	SC
Zip	29045-9468
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	STRATFORD PLANATION SUBDIV LOY 38
Legal Subdivision	STRATFORD PLANATION SUBDIV
Legal Lot Number	38
Jurisdiction	KERSHAW SC
Minor Civil Division	ELGIN
Census Blockgroup	1
Census Block	1000
Census Tract	970908