Otsego County and Oneonta Town property record for 51 Richards Ave, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,636 sqft · built 1963 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,276 (2026) |
| Deeds & Mortgages | Apr 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 287.19-1-61.00 |
| Primary APN | 364600 287.19-1-61.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| 1st Floor Area | 1,636 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 93 ft deep x 85 ft wide |
| Porch | Slab |
| Porch Area | 200 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 048700 |
|---|---|
| Street Address | 51 RICHARDS AVE |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 61.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 590800 |
51 Richards Ave is owned and occupied by an individual who acquired it in March 2024.
Source: Otsego County and Oneonta Town records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 264 CHESTNUT ST, ONEONTA, NY 13820-1353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 4, 2024 |
| Transfer Doc | 0000000406 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Apr 12, 2024 |
| Property Address | 51 RICHARDS AVE, ONEONTA, NY 13820-1143 |
| Document Number | 0000000406 |
| Instrument Date | Mar 4, 2024 |
| Instrument | 2024-1406 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 264 CHESTNUT ST, ONEONTA, NY 13820-1353 |
The 2026 property tax bill for 51 Richards Ave was $4,276 with exemptions applied, down 26.1% from the year before.
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,276.00 (-26.14%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $5,789.00 | $145,000 Land $21,700 Building $123,300 | $207,143 Land $31,000 Building $176,143 |
| 2023 | $875.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $145,000 (-) Land $21,700 Building $123,300 | $185,897 (+12.82%) Land $27,820 Building $158,077 |
| 2022 | $145,000 Land $21,700 Building $123,300 | $164,773 Land $24,659 Building $140,114 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 Richards Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2006–2013) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 Richards Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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