Otsego County and Oneonta Town property record for 40 Richards Ave, Oneonta, NY 13820
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1939 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Mar 2022) |
| Tax Bill | $3,869 (2026) |
| Deeds & Mortgages | Mar 2022 Sale Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 287.19-2-10.00 |
| Primary APN | 364600 287.19-2-10.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 792 sqft Total Area |
| 1st Floor Area | 792 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 41,382 sqft (0.95 acres) |
| Lot Dimensions | 275 ft deep x 150 ft wide |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 290 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 014300 |
|---|---|
| Street Address | 40 RICHARDS AVE |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1136 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | 995 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 10.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 590800 |
40 Richards Ave, a residential property, is owned by an individual who bought it in March 2022.
Source: Otsego County and Oneonta Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42 SCHOOLHOUSE LN, ONEONTA, NY 13820-2386 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2022 | Deed, Transfer |
| Sep 28, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2022 · Amount on File |
| Deed Sale | Mar 4, 2022 · Amount on File |
| Prior Sale | Sep 28, 2021 · Amount on File |
| Deed Document Number | 20221194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Mar 4, 2022 |
| Property Address | 40 RICHARDS AVE, ONEONTA, NY 13820-1136 |
| Document Number | 0000000194 |
| Instrument Date | Feb 4, 2022 |
| Instrument | 2022-1194 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 SCHOOLHOUSE LN, ONEONTA, NY 13820-2386 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Sep 28, 2021 |
| Property Address | 40 RICHARDS AVE, ONEONTA, NY 13820-1136 |
| Document Number | 364 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021-5364 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 220 SMITH NECK RD, SOUTH DARTMOUTH, MA 02748-1402 |
The 2026 property tax bill for 40 Richards Ave was $3,869, up 0.5% from the year before.
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,869.00 (+0.52%) | ||
| 2025 | $3,849.00 | $119,500 Land $37,000 Building $82,500 | $170,714 Land $52,857 Building $117,857 |
| 2023 | $1,100.00 | $119,500 (-) Land $37,000 Building $82,500 | $153,205 (+12.82%) Land $47,436 Building $105,769 |
| 2022 | $119,500 Land $37,000 Building $82,500 | $135,795 Land $42,045 Building $93,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Richards Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2006–2013) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Richards Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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