Otsego County and Oneonta Town property record for 48 Richards Ave, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,504 sqft · built 1930 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $177,500 (Sep 2025) |
| Tax Bill | $4,320 (2026) |
| Deeds & Mortgages | Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 287.19-2-9.01 |
| Primary APN | 364600 287.19-2-9.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Attic | Attic |
| Attic Area | 400 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 55,321 sqft (1.27 acres) |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 200 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 121700 |
|---|---|
| Street Address | 48 RICHARDS AVE |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 949FM 3517 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 9.001 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 590800 |
Source: Otsego County and Oneonta Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 RICHARDS AVE, ONEONTA, NY 13820-1136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on Record |
| Deed Sale | Sep 22, 2025 · Amount on Record |
| Deed Document Number | 20253698 |
| Prior Transfer Date | Sep 11, 2025 |
| Prior Transfer Doc | 0000000698 |
| Record Updated | Oct 29, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Sep 22, 2025 |
| Property Address | 48 RICHARDS AVE, ONEONTA, NY 13820-1136 |
| Document Number | 0000000698 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 2025-3698 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 RICHARDS AVE, ONEONTA, NY 13820-1136 |
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,320.00 (+12.3%) | ||
| 2025 | $3,847.00 (+231.92%) | $135,600 (-) Land $40,000 Building $95,600 | $193,714 (+2.86%) Land $57,143 Building $136,571 |
| 2024 | $1,159.00 (+51.7%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $135,600 (-) Land $40,000 Building $95,600 | $188,333 (+8.33%) Land $55,555 Building $132,778 |
| 2023 | $764.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $135,600 (-) Land $40,000 Building $95,600 | $173,846 (+12.82%) Land $51,282 Building $122,564 |
| 2022 | $135,600 Land $40,000 Building $95,600 | $154,091 Land $45,455 Building $108,636 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2006–2013) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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