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54 Richards Ave, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 54 Richards Ave, Oneonta, NY 13820 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,074 sqft · built 1960
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Mar 2025)
Tax Bill$5,080 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN364600 287.19-2-8.00

Property Details

APN / Parcel Number

Primary APN364600 287.19-2-8.00
Alternative APNs
  • 460028701900020080000000
  • 096900

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,074 sqft Living Area
1st Floor Area1,074 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area15,682 sqft (0.36 acres)
Lot Width60 ft Width
PorchSlab
Porch Area462 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number096900
Street Address54 RICHARDS AVE
CityONEONTA
StateNY
Zip13820-1136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description002 0 0
Legal Block2
Legal Lot Number8.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group2
Census Block2018
Census Tract590800

Owner

Source: Otsego County and Oneonta Town records · APN 364600 287.19-2-8.00

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address30 MONROE AVE, ONEONTA, NY 13820-1410
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2020Warranty Deed, Transfer · Conventional Mortgage
NEW YORK TIMES EMP FCU
Oct 13, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 25, 2025 · Amount on Record
Deed SaleMar 25, 2025 · Amount on Record
Prior SaleApr 08, 2020 · Amount on Record
Deed Document Number20251143
Record UpdatedJun 08, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateApr 08, 2020
Property Address54 RICHARDS AVE, ONEONTA, NY 13820-1136
Document Number0000001475
Instrument DateMar 18, 2020
Instrument1475
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address353 LULL HILL RD ONEONTA NY 138203331, ONEONTA, NY 13820-3331

Mortgage

Document Number1476
DateApr 08, 2020
Instrument1476
Lender
NameNEW YORK TIMES EMP FCU
TypeCredit Union
AddressNEW YORK, NY 10018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 07, 2050

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOTSEGO NY
Recording DateOct 13, 2017
Property Address54 RICHARDS AVE, ONEONTA, NY 13820-1136
Document Number0000004977
Instrument DateOct 04, 2017
Instrument4977
Transaction TypeTransfer
Record UpdatedNov 14, 2017

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 RICHARDS AVE ONEONTA NY 138201136, ONEONTA, NY 13820-1136

Tax Assessment & Valuation

Source: Otsego County and Oneonta Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionOneonta Town
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,080.00 (+248.42%)$159,500 (-) Land $25,100 Building $134,400$227,857 (+11.43%) Land $35,857 Building $192,000
2023$1,458.00$159,500 (-) Land $25,100 Building $134,400$204,487 (+12.82%) Land $32,179 Building $172,308
2022$159,500 Land $25,100 Building $134,400$181,250 Land $28,523 Building $152,727

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775908002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims5 (2006–2013)
Claims Outside the SFHA5 of 5
Most Recent ClaimJul 2013, river or lake flooding
Claims By Storm
  • Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 185 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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