51 Old Belchertown Rd, Ware, MA 01082 Property Records

Hampshire County and Ware Town property record for 51 Old Belchertown Rd, Ware, MA 01082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,945 sqft · built 2004
Lot Size	2.61 acres (113,953 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jun 2023)
Tax Bill	$6,218 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Refinance + 2 more
APN	`WARE M:00009 B:00005 L:00006`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00009 B:00005 L:00006`
Alternative APN	`4989`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,945 sqft Living Area
Gross Area	3,988 sqft
Basement Area	1,292 sqft
Unfinished Basement	1,292 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	113,953 sqft (2.61 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	4989
Street Address	51 OLD BELCHERTOWN RD
City	WARE
State	MA
Zip	01082-9305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	5
Legal Lot Number	6
Jurisdiction	WARE MA
Township / Civil Division	WARE
Census Block Group	1
Census Block	1046
Census Tract	820101

Owner

51 Old Belchertown Rd is owned by two individuals who bought it in June 2023.

Source: Hampshire County and Ware Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 MEADOWBROOK LN, PALMER, MA 01069-1134
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA
Nov 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU
Jun 30, 2023	Quit Claim Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
Dec 24, 2018	Deed of Trust, Mortgage · ARM COUNTRY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on File
Deed Sale	Jun 30, 2023 · Amount on File
Deed Document Number	20239768
Deed Book / Page	14898 / 297
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	51 OLD BELCHERTOWN RD, WARE, MA 01082-9305
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015618-118
Date	Dec 26, 2025
Book Page	15618/118
Instrument	21695

Lender

Name	SOFI BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	51 OLD BELCHERTOWN RD, WARE, MA 01082-9305
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015017-214
Date	Nov 22, 2023
Book Page	15017/214
Instrument	18596

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARE MA
Recording Date	Jun 30, 2023
Property Address	51 OLD BELCHERTOWN RD, WARE, MA 01082-9305
Document Number	014898-297
Book / Page	14898 / 297
Instrument Date	Jun 30, 2023
Instrument	9768
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	42 MEADOWBROOK LN, PALMER, MA 01069-1134

Mortgage

Document Number	0000009769
Date	Jun 30, 2023
Instrument	9769

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	51 OLD BELCHERTOWN RD, WARE, MA 01082-9305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13166-152
Date	Dec 24, 2018
Book Page	13166/152
Instrument	26186

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 51 Old Belchertown Rd was $6,218, up 4.2% from the year before.

Source: Hampshire County and Ware Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Ware Town
Unified School District	Ware School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,218.00 (+4.15%)	$429,100 (+8.25%) Land $46,300 Building $382,800	$434,223 (+9.61%)
2025	$5,970.00	$396,400 Land $46,500 Building $349,900	$396,150 (+6.38%)
2024			$372,400
2023	$5,444.00	$315,400 Land $42,200 Building $273,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 51 Old Belchertown Rd; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Old Belchertown Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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