51 Main St, Steep Falls, ME 04085 Property Records

Cumberland County and Standish Town property record for 51 Main St, Steep Falls, ME 04085

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,643 sqft · built 1900
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (Mar 2005)
Tax Bill	$3,088 (2025)
Deeds & Mortgages	Aug 2020 Refinance Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STAN M:31 L:2`

Property Details

APN / Parcel Number

Primary APN	`STAN M:31 L:2`
Alternative APN	`L1377R`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,643 sqft Living Area
Gross Area	4,121 sqft
1st Floor Area	1,001 sqft
Basement Area	713 sqft
Unfinished Basement	713 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	L1377R
Street Address	51 MAIN ST
City	STEEP FALLS
State	ME
Zip	04085-5907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VC
Legal Lot Number	2
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	1
Census Block	1001
Census Tract	17004

Owner

Source: Cumberland County and Standish Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 69, STEEP FALLS, ME 04085-0069
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 9, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2005 · Amount on Record
Deed Sale	Mar 23, 2005 · Amount on Record
Deed Document Number	200517842
Deed Book / Page	22444 / 284
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	51 MAIN ST, STEEP FALLS, ME 04085-5907
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0370770247
Date	Aug 20, 2020
Book Page	37077/247
Instrument	50675

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	145 Months
Due	Sep 1, 2032

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	51 MAIN ST, STEEP FALLS, ME 04085-5907
Document Number	0352900257
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	51 MAIN ST STEEP FALLS ME 040855907, STEEP FALLS, ME 04085-5907

Mortgage

Document Number	0352900257
Date	Nov 16, 2018
Book Page	035290/000257
Instrument	58549

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 15, 2033

Tax Assessment & Valuation

Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,088.00 (+5.5%)	$249,000 (+7.19%) Land $50,600 Building $198,400
2024	$2,927.00 (+10.2%)	$232,300 (+21.12%) Land $46,800 Building $185,500
2023	$2,656.00 (+11.08%)	$191,800 (+15.89%) Land $38,900 Building $152,900
2022	$2,391.00	$165,500 Land $34,500 Building $131,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT/STEEP FALLS serves 480 people · EPA ID ME0091302
Water Source	Groundwater
Last State Inspection	Jul 2025
Also Mapped Here	PORTLAND WATER DISTRICT-GREATER
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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