44 Main St, Steep Falls, ME 04085 Property Records

Cumberland County and Standish Town property record for 44 Main St, Steep Falls, ME 04085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,778 sqft · built 2003
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,100 (Jul 2016)
Tax Bill	$3,510 (2025)
Deeds & Mortgages	Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`STAN M:31 L:19`

Property Details

APN / Parcel Number

Primary APN	`STAN M:31 L:19`
Alternative APN	`P1262R`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,778 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	P1262R
Street Address	44 MAIN ST
City	STEEP FALLS
State	ME
Zip	04085-5908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VC
Legal Lot Number	19
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	1
Census Block	1004
Census Tract	17004

Owner

Source: Cumberland County and Standish Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 MAIN ST, STEEP FALLS, ME 04085-5908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2016 · Amount on Record
Deed Sale	Jul 5, 2016 · Amount on Record
Prior Sale	Apr 21, 2016
Deed Document Number	201632454
Deed Book / Page	33251 / 100
Transfer Doc	0330550259
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	44 MAIN ST, STEEP FALLS, ME 04085-5908
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0388230214
Date	Oct 27, 2021
Book Page	38823/214
Instrument	77225

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,510.00 (+5.47%)	$283,100 (+7.19%) Land $45,500 Building $237,600
2024	$3,328.00 (+9.22%)	$264,100 (+20.05%) Land $42,100 Building $222,000
2023	$3,047.00 (+4.96%)	$220,000 (+9.51%) Land $35,000 Building $185,000
2022	$2,903.00	$200,900 Land $31,100 Building $169,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Main St

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