40 Main St, Steep Falls, ME 04085 Property Records

Cumberland County and Standish Town property record for 40 Main St, Steep Falls, ME 04085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,636 sqft · built 1940
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Apr 2025)
Tax Bill	$3,169 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`STAN M:31 L:17`

Property Details

APN / Parcel Number

Primary APN	`STAN M:31 L:17`
Alternative APN	`C0530R`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,636 sqft Living Area
Gross Area	3,372 sqft
1st Floor Area	818 sqft
Attic	Attic
Attic Area	766 sqft
Basement Area	802 sqft
Unfinished Basement	802 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	C0530R
Street Address	40 MAIN ST
City	STEEP FALLS
State	ME
Zip	04085-5908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VC
Legal Lot Number	17
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	1
Census Block	1004
Census Tract	17004

Owner

Source: Cumberland County and Standish Town assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2249 JOHN ANDERSON DR, ORMOND BEACH, FL 32176-2838
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage TRUCHOICE FEDERAL CREDIT UNION
Apr 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Aug 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHPOINT MORTGAGE INC
Mar 11, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Jun 27, 2019	Personal Representative Deed, Transfer · Stand-Alone First Mortgage CONTINENTAL INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2025 · Amount on Record
Deed Sale	Apr 22, 2025 · Amount on Record
Prior Sale	Jan 7, 2025 · Amount on Record
Deed Document Number	202513450
Deed Book / Page	41395 / 313
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	Aug 3, 2023
Property Address	40 MAIN ST, STEEP FALLS, ME 04085-5908
Document Number	0402820043
Book / Page	40282 / 43
Instrument Date	Aug 1, 2023
Instrument	26303
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 MARGINAL WAY APT 424, 424, PORTLAND, ME 04101-2483

Mortgage

Document Number	0000026304
Date	Aug 3, 2023
Instrument	26304

Lender

Name	TRUCHOICE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Sep 1, 2030
Max Rate At Change	2.25%
Index	1-Year CMT

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	40 MAIN ST, STEEP FALLS, ME 04085-5908
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0380680327
Date	Apr 14, 2021
Book Page	38068/327
Instrument	26663

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	Aug 2, 2021
Property Address	40 MAIN ST, STEEP FALLS, ME 04085-5908
Document Number	0384940312
Book / Page	38494 / 312
Instrument Date	Jul 30, 2021
Instrument	55183
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 AUTUMN WOODS DR UNIT 378, 378, WESTBROOK, ME 04092-4294

Mortgage

Document Number	0000055184
Date	Aug 2, 2021
Instrument	55184

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	Mar 11, 2020
Property Address	40 MAIN ST, STEEP FALLS, ME 04085-5908
Document Number	0364970278
Book / Page	36497 / 278
Instrument Date	Mar 6, 2020
Instrument	13280
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 PLEASANT ST, PAXTON, MA 01612-1070

Mortgage

Document Number	0000013281
Date	Mar 11, 2020
Instrument	13281

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	STANDISH ME
Recording Date	Jun 27, 2019
Property Address	40 MAIN ST, STEEP FALLS, ME 04085-5908
Document Number	0357520173
Book / Page	35752 / 173
Instrument Date	Jun 26, 2019
Instrument	27906
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	752 OCEAN AVE, PORTLAND, ME 04103-2706

Mortgage

Document Number	0000027907
Date	Jun 27, 2019
Instrument	27907

Lender

Name	CONTINENTAL INVESTMENTS LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Standish Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,169.00 (+12.58%)	$255,600 (+14.41%) Land $38,200 Building $217,400
2024	$2,815.00 (+9.45%)	$223,400 (+20.3%) Land $35,300 Building $188,100
2023	$2,572.00 (+12.71%)	$185,700 (+17.61%) Land $29,400 Building $156,300
2022	$2,282.00	$157,900 Land $26,100 Building $131,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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