42 Main St, Steep Falls, ME 04085 Property Records

Cumberland County and Standish Town property record for 42 Main St, Steep Falls, ME 04085

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,708 sqft · built 1900
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on Record
Tax Bill$3,551 (2025)
Deeds & MortgagesMar 2021 Refinance
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNSTAN M:31 L:18

Property Details

APN / Parcel Number

Primary APNSTAN M:31 L:18
Alternative APN
  • C0720R

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,708 sqft Living Area
Gross Area3,463 sqft
1st Floor Area1,288 sqft
Basement Area715 sqft
Unfinished Basement715 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area47,916 sqft (1.1 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberC0720R
Street Address42 MAIN ST
CitySTEEP FALLS
StateME
Zip04085-5908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVC
Legal Lot Number18
JurisdictionSTANDISH ME
Township / Civil DivisionSTANDISH
Census Block Group1
Census Block1004
Census Tract17004

Owner

Source: Cumberland County and Standish Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address42 MAIN ST, STEEP FALLS, ME 04085-5908
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NATIONSTAR MORTGAGE LLC
Apr 28, 2017Deed of Trust, Mortgage
BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANDISH ME
Property Address42 MAIN ST, STEEP FALLS, ME 04085-5908
Transaction TypeMortgage
Record UpdatedApr 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0380000138
DateMar 31, 2021
Book Page38000/138
Instrument22515
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANDISH ME
Property Address42 MAIN ST, STEEP FALLS, ME 04085-5908
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0339710137
DateApr 28, 2017
Book Page33971/0137
Instrument000000019009
Lender
NameBANGOR SAVINGS BANK
Agreement
AmountAmount Recorded
Term264 Months
DueApr 28, 2039

Tax Assessment & Valuation

Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionStandish Town
Unified School DistrictSchool Administrative District 06 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,551.00 (+5.46%)$286,400 (+7.19%) Land $62,100 Building $224,300
2024$3,367.00 (+8.09%)$267,200 (+18.81%) Land $57,300 Building $209,900
2023$3,115.00 (+12.09%)$224,900 (+16.95%) Land $48,100 Building $176,800
2022$2,779.00$192,300 Land $42,500 Building $149,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Main St

Nearby Streets

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