51 Elm St, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 51 Elm St, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1960
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on Record
Last Sale	$52,000 (Oct 2000)
Tax Bill	$1,174 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`094000 280.1-8-44`

Property Details

APN / Parcel Number

Primary APN	`094000 280.1-8-44`
Alternative APN	`400028000100080440000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	110 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	51 ELM ST
City	PERU
State	NY
Zip	12972-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 PGL
Legal Block	8
Legal Lot Number	44.000
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	2
Census Block	2007
Census Tract	101901

Owner

Source: Clinton County and Peru Town records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	51 ELM ST, PERU, NY 12972-2816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Line of Credit TD BK NA
May 5, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2000 · Amount on Record
Deed Sale	Oct 30, 2000 · Amount on Record
Prior Sale	Aug 17, 1994 · Amount on Record
Deed Book / Page	20001 / 26481
Last Transfer Date	Apr 20, 2017
Transfer Doc	0000020172/000008656
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	51 ELM ST, PERU, NY 12972-2816
Document Number	0000312296
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	SERVICELINK PITTSBURGH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2035 LIMESTONE RD WILMINGTON DE 198085529, WILMINGTON, DE 19808-5529

Mortgage

Document Number	0000312296
Date	Dec 11, 2020
Instrument	312296

Lender

Name	TD BK NA
Type	Bank
Address	CHERRY HILL, NJ 08003

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2050

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLINTON NY
Recording Date	May 5, 2017
Property Address	51 ELM ST, PERU, NY 12972-2816
Document Number	0000286562
Instrument Date	Apr 20, 2017
Instrument	286562
Transaction Type	Transfer
Record Updated	May 30, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 ELM ST PERU NY 129722816, PERU, NY 12972-2816

Tax Assessment & Valuation

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,174.00	$137,400 (+2.77%) Land $16,200 Building $121,200	$137,400 (+2.77%) Land $16,200 Building $121,200
2023		$133,700 Land $16,200 Building $117,500	$133,700 Land $16,200 Building $117,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WD serves 2,700 people · EPA ID NY0900216
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber.

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