47 Elm St, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 47 Elm St, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,917 sqft · built 1956
Lot Size	0.237 acres (10,328 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Sep 2006)
Tax Bill	$5,755 (2026)
Deeds & Mortgages	May 2020 Sale Mar 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`094000 280.1-8-46`

Property Details

APN / Parcel Number

Primary APN	`094000 280.1-8-46`
Alternative APN	`400028000100080460000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,917 sqft Living Area
1st Floor Area	1,917 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,328 sqft (0.237 acres)
Lot Dimensions	114 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	47 ELM ST
City	PERU
State	NY
Zip	12972-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 PGL
Legal Block	8
Legal Lot Number	46.000
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	2
Census Block	2007
Census Tract	101901

Owner

Source: Clinton County and Peru Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	45 WINDING BROOK RD, PERU, NY 12972-2630
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 21, 2019	Loan Modification, Mortgage · Conventional with PMI NBT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2006 · Amount on Record
Deed Sale	Sep 5, 2006 · Amount on Record
Deed Book / Page	20061 / 97988
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	May 20, 2020
Property Address	47 ELM ST, PERU, NY 12972-2814
Document Number	0000307624
Instrument Date	Apr 19, 2020
Instrument	307624
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,766.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	45 WINDING BROOK RD ROUSES POINT NY 12979, ROUSES POINT, NY 12979

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLINTON NY
Property Address	47 ELM ST, PERU, NY 12972-2814
Document Number	0000300446
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 ELM ST PERU NY 129722814, PERU, NY 12972-2814

Mortgage

Document Number	0000300446
Date	Apr 22, 2019
Instrument	300446

Lender

Name	NBT BK
Type	Bank
Address	PLATTSBURGH, NY 12901

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,755.00 (+167.3%)
2025	$2,153.00	$251,900 (+1.12%) Land $15,100 Building $236,800	$251,900 (+1.12%) Land $15,100 Building $236,800
2023		$249,100 Land $15,100 Building $234,000	$249,100 Land $15,100 Building $234,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WD serves 2,700 people · EPA ID NY0900216
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber.

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