46 Elm St, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 46 Elm St, Peru, NY 12972

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,482 sqft · built 1910
Lot Size	0.377 acres (16,439 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,540 (2026)
Deeds & Mortgages	Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`094000 280.1-8-27`

Property Details

APN / Parcel Number

Primary APN	`094000 280.1-8-27`
Alternative APN	`400028000100080270000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,482 sqft Total Area
1st Floor Area	1,593 sqft
2nd Floor Area	1,229 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	16,439 sqft (0.377 acres)
Lot Dimensions	117 ft deep x 140 ft wide
Garage Type	Detached
Garage Area	820 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	553 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	46 ELM ST
City	PERU
State	NY
Zip	12972-2815
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PAT BELLS
Legal Block	8
Legal Lot Number	27.000
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	2
Census Block	2008
Census Tract	101901

Owner

Source: Clinton County and Peru Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 ELM ST, PERU, NY 12972-2815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 4, 2011
Transfer Doc	0000020112/000004196
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON NY
Recording Date	Jul 16, 2020
Property Address	46 ELM ST, PERU, NY 12972-2815
Document Number	0000308737
Instrument Date	Apr 9, 2020
Instrument	308737
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 ELM ST PERU NY 129722815, PERU, NY 12972-2815

Tax Assessment & Valuation

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,540.00 (+167.37%) Homeowner's exemption
2025	$2,072.00	$242,500 (-) Land $16,800 Building $225,700	$242,500 (-) Land $16,800 Building $225,700
2023		$242,500 Land $16,800 Building $225,700	$242,500 Land $16,800 Building $225,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WD serves 2,700 people · EPA ID NY0900216
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: SLICFiber, Westelcom Networks.

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